Side-by-side · Q2 2026 data
Mass. Institute of Tech. Federal Credit Union vs Gfa Federal Credit Union
Credit union
Mass. Institute of Tech. Federal Credit Union
Lexington, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | Mass. Institute of Tech. Federal Credit Union | Gfa Federal Credit Union |
|---|---|---|
| TellerScore | 56 (stronger) | 55 |
| Capital cushion | 49 (stronger) | 42 |
| Loan quality | 64 | 75 (stronger) |
| Earnings | 28 (stronger) | 14 |
| Funding & liquidity | 75 | 78 (stronger) |
| Problem-loan coverage | 83 | 89 (stronger) |
| Peer percentile | 13th | 12th |
| Total assets | $730.8M | $747.3M |
| Deposits / shares | $649.4M | $617.1M |
| Capital ratio | 9.90% (stronger) | 9.16% |
| Problem loans | 1.09% | 0.75% (stronger) |
| Net charge-offs | 0.46% | 0.29% (stronger) |
| Return on assets | 0.21% (stronger) | -0.14% |
| Loans ÷ deposits | 84.9% | 81.9% (stronger) |
| Uninsured deposits | 12.6% | 11.0% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | 13.2% |
Mass. Institute of Tech. Federal Credit Union has the higher TellerScore (56 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Mass. Institute of Tech. Federal Credit Union leads on 3 and Gfa Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.