Side-by-side · Q2 2026 data
Massmutual Federal Credit Union vs Holyoke Credit Union
Credit union
Massmutual Federal Credit Union
Springfield, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | Massmutual Federal Credit Union | Holyoke Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 53 |
| Capital cushion | 62 (stronger) | 42 |
| Loan quality | 84 (stronger) | 53 |
| Earnings | 24 | 39 (stronger) |
| Funding & liquidity | 86 (stronger) | 76 |
| Problem-loan coverage | 95 (stronger) | 79 |
| Peer percentile | 41st | 9th |
| Total assets | $344.5M | $296.4M |
| Deposits / shares | $301.7M | $240.3M |
| Capital ratio | 11.20% (stronger) | 9.16% |
| Problem loans | 0.47% (stronger) | 1.42% |
| Net charge-offs | 0.32% | 0.30% (stronger) |
| Return on assets | 0.09% | 0.48% (stronger) |
| Loans ÷ deposits | 74.0% (stronger) | 84.6% |
| Uninsured deposits | 12.1% | 6.5% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.7% | 24.2% |
Massmutual Federal Credit Union has the higher TellerScore (67 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Massmutual Federal Credit Union leads on 4 and Holyoke Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.