Side-by-side · Q2 2026 data
MassMutual Private Wealth & Trust, FSB vs Monson Savings Bank
Bank
MassMutual Private Wealth & Trust, FSB
Springfield, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | MassMutual Private Wealth & Trust, FSB | Monson Savings Bank |
|---|---|---|
| TellerScore | 93 (stronger) | 66 |
| Capital cushion | 100 (stronger) | 45 |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 100 (stronger) | 60 |
| Funding & liquidity | 50 | 54 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 94th | 31st |
| Total assets | $93.7M | $806.3M |
| Deposits / shares | $50.5M | $721.9M |
| Capital ratio | 32.24% (stronger) | 9.55% |
| Problem loans | 0.00% (stronger) | 0.23% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 6.00% (stronger) | 0.99% |
| Loans ÷ deposits | 0.0% (stronger) | 87.8% |
| Uninsured deposits | 97.5% | 31.5% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.9% |
MassMutual Private Wealth & Trust, FSB has the higher TellerScore (93 vs 66). On the 7 directional measures above (where higher or lower is clearly better), MassMutual Private Wealth & Trust, FSB leads on 6 and Monson Savings Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.