MassMutual Private Wealth & Trust, FSB is a savings bank headquartered in Springfield, Massachusetts, in business for about 26 years. At the end of Q2 2026 it reported $93.7M in total assets and $50.5M in deposits, with 1 office.
Based on its Q2 2026 filing, MassMutual Private Wealth & Trust, FSB scores 93/100, which we describe as very strong. That is higher than 94% of 546 banks with under $100 million in assets. Among 92 banks headquartered in Massachusetts, it ranks 2nd. Its strongest component is capital cushion (100/100; 32.24%), and its lowest is funding & liquidity (50/100; 0% loans-to-deposits, 98% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (93 → 93).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 93 |
| Q3 2024 | 93 |
| Q4 2024 | 93 |
| Q1 2025 | 93 |
| Q2 2025 | 93 |
| Q3 2025 | 93 |
| Q4 2025 | 93 |
| Q1 2026 | 93 |
| Q2 2026 | 93 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 33.39% |
| Q3 2024 | 30.78% |
| Q4 2024 | 33.49% |
| Q1 2025 | 34.47% |
| Q2 2025 | 36.25% |
| Q3 2025 | 30.59% |
| Q4 2025 | 30.97% |
| Q1 2026 | 31.52% |
| Q2 2026 | 32.24% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 4.96% |
| Q3 2024 | 6.80% |
| Q4 2024 | 6.86% |
| Q1 2025 | 7.67% |
| Q2 2025 | 6.53% |
| Q3 2025 | 7.50% |
| Q4 2025 | 6.57% |
| Q1 2026 | 5.97% |
| Q2 2026 | 6.00% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 93 | $93.7M | 32.24% | 0.00% | 6.00% | 0.0% |
| Q1 2026 | 93 | $92.4M | 31.52% | 0.00% | 5.97% | 0.0% |
| Q4 2025 | 93 | $91.4M | 30.97% | 0.00% | 6.57% | 0.0% |
| Q3 2025 | 93 | $85.8M | 30.59% | 0.00% | 7.50% | 0.0% |
| Q2 2025 | 93 | $93.7M | 36.25% | 0.00% | 6.53% | 0.0% |
| Q1 2025 | 93 | $89.7M | 34.47% | 0.00% | 7.67% | 0.0% |
| Q4 2024 | 93 | $87.8M | 33.49% | 0.00% | 6.86% | 0.0% |
| Q3 2024 | 93 | $87.9M | 30.78% | 0.00% | 6.80% | 0.0% |
| Q2 2024 | 93 | $90.6M | 33.39% | 0.00% | 4.96% | 0.0% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Massachusetts
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| North Cambridge Co-operative BankBank Cambridge, MA | 83 out of 100, Strong | $87.1M | 29.3% | 0.00% | vs |
Deposit insurance
Is my money safe at MassMutual Private Wealth & Trust, FSB?
Yes. MassMutual Private Wealth & Trust, FSB is an FDIC-insured institution (FDIC certificate #35394). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 97.5% of deposits ($49.3M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 32.24%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 58.94% (benchmark: 10%).
1 location
Branches
MassMutual Private Wealth & Trust, FSB lists 1 office in 1 city. Most locations:
- Springfield, MA (1)
Identity & history
Profile
- Legal name
- MassMutual Private Wealth & Trust, FSB
- Former names
- The MassMutual Trust Company, F.S.B.; The MassMutual Trust Company
- Type
- Savings bank
- FDIC certificate #
- 35394
- RSSD ID
- 2881445
- Primary regulator
- OCC
- Established
- January 12, 2000
- Headquarters
- 1295 State St, Springfield, MA 01111
- Website
- www.massmutualtrust.com
- Employees
- 49
Quick answers
MassMutual Private Wealth & Trust, FSB: common questions
Is MassMutual Private Wealth & Trust, FSB FDIC insured?
Yes. MassMutual Private Wealth & Trust, FSB is an FDIC-insured institution (FDIC certificate #35394). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is MassMutual Private Wealth & Trust, FSB's TellerScore?
93 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has MassMutual Private Wealth & Trust, FSB ever failed?
There is no failure record for FDIC certificate #35394 in the FDIC failed bank list.
How many branches does MassMutual Private Wealth & Trust, FSB have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Springfield
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Stafford Savings BankBank Stafford Springs, CT | 95 out of 100, Very strong | $507.0M | 50.6% | 0.56% | vs |
| Greater Springfield Credit UnionCredit union Springfield, MA | 94 out of 100, Very strong | $230.3M | 19.7% | 0.45% | vs |
| Kief Protective Mutual Benefit Ass. Credit UnionCredit union Bloomfield, CT | 80 out of 100, Strong | $605K | 22.2% | 0.00% | vs |
| Liberty BankBank Middletown, CT | 79 out of 100, Strong | $9.4B | 13.4% | 0.32% | vs |
| Dutch Point Credit UnionCredit union Wethersfield, CT | 77 out of 100, Strong | $565.4M | 10.6% | 0.12% | vs |
| Polish National Credit UnionCredit union Chicopee, MA | 76 out of 100, Strong | $776.9M | 13.6% | 0.17% | vs |