Side-by-side · Q2 2026 data
Matanuska Valley Federal Credit Union vs Spirit of Alaska Federal Credit Union
Credit union
Spirit of Alaska Federal Credit Union
Fairbanks, Alaska · $100 million – $1 billion
Metric by metric
| Measure | Matanuska Valley Federal Credit Union | Spirit of Alaska Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 78 (stronger) |
| Capital cushion | 57 | 98 (stronger) |
| Loan quality | 68 (stronger) | 61 |
| Earnings | 52 (stronger) | 48 |
| Funding & liquidity | 96 | 99 (stronger) |
| Problem-loan coverage | 89 | 92 (stronger) |
| Peer percentile | 45th | 74th |
| Total assets | $977.3M | $200.5M |
| Deposits / shares | $876.0M | $170.4M |
| Capital ratio | 10.67% | 14.77% (stronger) |
| Problem loans | 0.95% (stronger) | 1.16% |
| Net charge-offs | 0.97% | 0.11% (stronger) |
| Return on assets | 0.81% (stronger) | 0.69% |
| Loans ÷ deposits | 64.7% | 61.5% (stronger) |
| Uninsured deposits | 12.1% | 5.1% (stronger) |
| Offices | 8 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.1% | — |
Spirit of Alaska Federal Credit Union has the higher TellerScore (78 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Matanuska Valley Federal Credit Union leads on 2 and Spirit of Alaska Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.