TellerScore

Headquartered in Palmer, Alaska, Matanuska Valley Federal Credit Union is a federal credit union with $977.3M in total assets and $876.0M in member shares and deposits as of Q2 2026. It operates 8 offices. Its charter dates back to 1948.

Based on its Q2 2026 filing, Matanuska Valley Federal Credit Union scores 68/100, which we describe as moderate. That is higher than only 45% of 1,341 credit unions with $100 million – $1 billion. Among 8 credit unions headquartered in Alaska, it ranks 6th. Its strongest component is funding & liquidity (96/100; 65% loans-to-deposits, 12% uninsured), and its lowest is earnings (52/100; 0.81%).

TellerScore · Q2 2026

Scorecard

Capital cushion57/100
Net worth ratio: 10.67%
Loan quality68/100
Loans 60+ days delinquent ÷ total loans: 0.95%
Earnings52/100
Return on assets (annualized): 0.81%
Funding & liquidity96/100
Loans ÷ shares: 64.7% · 12.1% uninsured
Problem-loan coverage89/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.42%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (70 → 68), mostly because the earnings component weakened by 11 points.

TellerScore
656972Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202467
Q3 202469
Q4 202471
Q1 202572
Q2 202570
Q3 202568
Q4 202565
Q1 202667
Q2 202668
Net worth ratio
7.00%8.84%10.67%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.59%
Q3 20249.81%
Q4 20249.98%
Q1 202510.12%
Q2 202510.22%
Q3 202510.30%
Q4 202510.13%
Q1 202610.40%
Q2 202610.67%
Delinquent loans (60+ days)
0.42%0.76%1.10%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.74%
Q3 20240.66%
Q4 20240.42%
Q1 20250.50%
Q2 20250.78%
Q3 20250.96%
Q4 20251.10%
Q1 20260.95%
Q2 20260.95%
Return on assets
0.81%0.96%1.12%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.95%
Q3 20241.02%
Q4 20240.94%
Q1 20251.12%
Q2 20251.07%
Q3 20251.08%
Q4 20250.86%
Q1 20260.88%
Q2 20260.81%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202668$977.3M10.67%0.95%0.81%64.7%
Q1 202667$985.0M10.40%0.95%0.88%65.8%
Q4 202565$1.0B10.13%1.10%0.86%66.6%
Q3 202568$1.0B10.30%0.96%1.08%65.8%
Q2 202570$977.3M10.22%0.78%1.07%67.3%
Q1 202572$951.3M10.12%0.50%1.12%66.8%
Q4 202471$935.0M9.98%0.42%0.94%66.8%
Q3 202469$927.7M9.81%0.66%1.02%67.1%
Q2 202467$913.9M9.59%0.74%0.95%67.4%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.67%
39th
Problem loans0.95%
32nd
Net charge-offs0.97%
11th
Return on assets0.81%
55th
Loans to deposits64.7%
71st
Uninsured deposits12.1%
10th
Loan-loss reserves0.00%
50th
Texas ratio5.4%
35th

Similar-size credit unions in Alaska

InstitutionScoreAssetsCapitalProblem loansCompare
Tongass Federal Credit UnionCredit union Ketchikan, AK73 out of 100, Strong$251.9M12.9%0.43%vs
True North Federal Credit UnionCredit union Juneau, AK58 out of 100, Moderate$236.2M10.2%0.87%vs
Northern Skies Federal Credit UnionCredit union Anchorage, AK73 out of 100, Strong$231.7M13.3%1.07%vs
Spirit of Alaska Federal Credit UnionCredit union Fairbanks, AK78 out of 100, Strong$200.5M14.8%1.16%vs

Deposit insurance

Is my money safe at Matanuska Valley Federal Credit Union?

Yes. Matanuska Valley Federal Credit Union is a federally insured credit union (NCUA charter #5924). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 12.1% of shares and deposits ($106.0M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 10.67%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

8 locations

Branches

Matanuska Valley Federal Credit Union lists 8 offices in 6 cities. Most locations:

  • Wasilla, AK (3)
  • Big Lake, AK (1)
  • Eagle River, AK (1)
  • Palmer, AK (1)
  • Talkeetna, AK (1)
  • Willow, AK (1)

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Matanuska Valley Federal Credit Union reported 165 home-loan applications under HMDA (LEI 5493007W0I8SLLDP5N98): 90 originated ($30,360,000 total), 19 denied, and 39 withdrawn or closed by the applicant. Its denial rate on decided applications was 15.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

CFPB TCCP survey · December 31, 2025

Credit card terms

CardPurchase APRAnnual feeLate feeForeign fee
Visa Classic11.00% – 14.00%$0—2.0%
VISA Secured Credit Card16.00%$0—2.0%

All Matanuska Valley Federal Credit Union card terms

Identity & history

Profile

Legal name
Matanuska Valley Federal Credit Union
Type
Federal credit union
NCUA charter #
5924
RSSD ID
368670
Primary regulator
NCUA
Established
1948
Headquarters
1020 S Bailey St, Palmer, AK 99645
Employees
178

Quick answers

Matanuska Valley Federal Credit Union: common questions

Is Matanuska Valley Federal Credit Union NCUA insured?

Yes. Matanuska Valley Federal Credit Union is a federally insured credit union (NCUA charter #5924). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Matanuska Valley Federal Credit Union's TellerScore?

68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Matanuska Valley Federal Credit Union have?

8 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Palmer

InstitutionScoreAssetsCapitalProblem loansCompare
First National Bank AlaskaBank Anchorage, AK77 out of 100, Strong$5.1B11.9%0.47%vs
Northrim BankBank Anchorage, AK69 out of 100, Moderate$3.4B10.3%0.89%vs
Wells Fargo Bank, National AssociationBank Sioux Falls, SD58 out of 100, Moderate$1.9T8.0%1.04%vs
Global Federal Credit UnionCredit union Anchorage, AK53 out of 100, Below average$13.0B9.7%1.42%vs