Side-by-side · Q2 2026 data
Mauch Chunk Trust Company vs Quaint Oak Bank
Metric by metric
| Measure | Mauch Chunk Trust Company | Quaint Oak Bank |
|---|---|---|
| TellerScore | 46 | 52 (stronger) |
| Capital cushion | 29 | 59 (stronger) |
| Loan quality | 58 (stronger) | 42 |
| Earnings | 29 | 38 (stronger) |
| Funding & liquidity | 90 (stronger) | 59 |
| Problem-loan coverage | 35 | 73 (stronger) |
| Peer percentile | 5th | 8th |
| Total assets | $642.8M | $631.5M |
| Deposits / shares | $607.5M | $556.8M |
| Capital ratio | 7.94% | 10.91% (stronger) |
| Problem loans | 1.27% (stronger) | 1.73% |
| Net charge-offs | -0.01% (stronger) | 0.11% |
| Return on assets | 0.22% | 0.44% (stronger) |
| Loans ÷ deposits | 48.2% (stronger) | 100.8% |
| Uninsured deposits | 24.0% | 12.4% (stronger) |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Quaint Oak Bank has the higher TellerScore (52 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Mauch Chunk Trust Company leads on 3 and Quaint Oak Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.