Side-by-side · Q2 2026 data
Maui County Federal Credit Union vs Kahului Federal Credit Union
Metric by metric
| Measure | Maui County Federal Credit Union | Kahului Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 82 (stronger) |
| Capital cushion | 90 (stronger) | 89 |
| Loan quality | 30 | 96 (stronger) |
| Earnings | 48 (stronger) | 30 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 86 | 99 (stronger) |
| Peer percentile | 45th | 70th |
| Total assets | $487.5M | $78.8M |
| Deposits / shares | $417.2M | $66.9M |
| Capital ratio | 13.96% (stronger) | 13.90% |
| Problem loans | 2.09% | 0.13% (stronger) |
| Net charge-offs | 0.31% | -0.01% (stronger) |
| Return on assets | 0.70% (stronger) | 0.25% |
| Loans ÷ deposits | 54.9% | 40.2% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 6.4% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kahului Federal Credit Union has the higher TellerScore (82 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Maui County Federal Credit Union leads on 3 and Kahului Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.