TellerScore

Maui County Federal Credit Union (NCUA charter #1866) is based in Wailuku, Hawaii. Its Q2 2026 call report shows $487.5M in total assets and $417.2M in member shares and deposits and 2 offices.

Maui County Federal Credit Union has a TellerScore of 68 out of 100 (moderate) based on Q2 2026 data — higher than only 45% of its 1,341 credit unions with $100 million – $1 billion. Among 45 credit unions headquartered in Hawaii, it ranks 31st. Funding & liquidity contributes the most (100/100, 55% loans-to-deposits, 0% uninsured); loan quality contributes the least (30/100, 2.09%).

TellerScore · Q2 2026

Scorecard

Capital cushion90/100
Net worth ratio: 13.96%
Loan quality30/100
Loans 60+ days delinquent ÷ total loans: 2.09%
Earnings48/100
Return on assets (annualized): 0.70%
Funding & liquidity100/100
Loans ÷ shares: 54.9% · 0.0% uninsured
Problem-loan coverage86/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 7.01%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (71 → 68), mostly because the loan quality component weakened by 21 points.

TellerScore
656973Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202473
Q3 202468
Q4 202467
Q1 202571
Q2 202571
Q3 202566
Q4 202565
Q1 202668
Q2 202668
Net worth ratio
7.00%10.82%14.64%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.64%
Q3 202414.44%
Q4 202414.49%
Q1 202514.01%
Q2 202514.07%
Q3 202513.90%
Q4 202513.95%
Q1 202614.00%
Q2 202613.96%
Delinquent loans (60+ days)
1.47%1.81%2.16%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.56%
Q3 20242.07%
Q4 20242.16%
Q1 20251.50%
Q2 20251.47%
Q3 20252.04%
Q4 20252.10%
Q1 20261.97%
Q2 20262.09%
Return on assets
0.42%0.56%0.70%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.52%
Q3 20240.52%
Q4 20240.52%
Q1 20250.46%
Q2 20250.42%
Q3 20250.46%
Q4 20250.44%
Q1 20260.66%
Q2 20260.70%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202668$487.5M13.96%2.09%0.70%54.9%
Q1 202668$479.5M14.00%1.97%0.66%54.7%
Q4 202565$475.5M13.95%2.10%0.44%55.5%
Q3 202566$473.8M13.90%2.04%0.46%54.8%
Q2 202571$468.9M14.07%1.47%0.42%54.3%
Q1 202571$467.6M14.01%1.50%0.46%52.5%
Q4 202467$448.5M14.49%2.16%0.52%53.2%
Q3 202468$446.2M14.44%2.07%0.52%53.4%
Q2 202473$441.2M14.64%1.56%0.52%52.8%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.96%
78th
Problem loans2.09%
6th
Net charge-offs0.31%
56th
Return on assets0.70%
47th
Loans to deposits54.9%
85th
Uninsured deposits0.0%
98th
Loan-loss reserves0.00%
50th
Texas ratio7.0%
25th

Similar-size credit unions in Hawaii

InstitutionScoreAssetsCapitalProblem loansCompare
CU Hawaii Federal Credit UnionCredit union Hilo, HI74 out of 100, Strong$460.3M11.0%0.33%vs
Pearl Hawaii Federal Credit UnionCredit union Waipahu, HI77 out of 100, Strong$545.1M10.2%0.42%vs
Honolulu Federal Credit UnionCredit union Honolulu, HI70 out of 100, Strong$423.3M12.8%1.36%vs
Hawaii Central Federal Credit UnionCredit union Honolulu, HI62 out of 100, Moderate$307.6M10.1%1.43%vs
Lokahi Federal Credit UnionCredit union Honolulu, HI66 out of 100, Moderate$701.9M9.5%0.39%vs
Hawaii Law Enforcement Federal Credit UnionCredit union Honolulu, HI78 out of 100, Strong$230.3M13.2%0.50%vs

Deposit insurance

Is my money safe at Maui County Federal Credit Union?

Yes. Maui County Federal Credit Union is a federally insured credit union (NCUA charter #1866). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 13.96%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Maui County Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

CFPB TCCP survey · December 31, 2025

Credit card terms

CardPurchase APRAnnual feeLate feeForeign fee
Visa Platinum7.00% – 17.50%$0$251.0%
Visa Rewards11.00% – 17.50%$0$251.0%
Visa Secured17.50%$0$251.0%

All Maui County Federal Credit Union card terms

Identity & history

Profile

Legal name
Maui County Federal Credit Union
Type
Federal credit union
NCUA charter #
1866
RSSD ID
63872
Primary regulator
NCUA
Established
1937
Headquarters
224 Kehalani Drive, Wailuku, HI 96793
Employees
67

Quick answers

Maui County Federal Credit Union: common questions

Is Maui County Federal Credit Union NCUA insured?

Yes. Maui County Federal Credit Union is a federally insured credit union (NCUA charter #1866). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Maui County Federal Credit Union's TellerScore?

68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Maui County Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Wailuku

InstitutionScoreAssetsCapitalProblem loansCompare
Maui Teachers Federal Credit UnionCredit union Wailuku, HI89 out of 100, Very strong$38.5M16.8%0.00%vs
Kahului Federal Credit UnionCredit union Kahului, HI82 out of 100, Strong$78.8M13.9%0.13%vs
Maui Federal Credit UnionCredit union Kahului, HI81 out of 100, Strong$146.2M14.5%1.15%vs
Wailuku Federal Credit UnionCredit union Kahului, HI79 out of 100, Strong$135.4M12.7%1.18%vs
Hawaiiusa Federal Credit UnionCredit union Honolulu, HI73 out of 100, Strong$2.7B10.6%0.39%vs
Hawaii National BankBank Honolulu, HI72 out of 100, Strong$871.7M11.0%0.05%vs