Side-by-side · Q2 2026 data
Maui Federal Credit Union vs Garden Island Federal Credit Union
Metric by metric
| Measure | Maui Federal Credit Union | Garden Island Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 71 |
| Capital cushion | 95 (stronger) | 87 |
| Loan quality | 62 (stronger) | 55 |
| Earnings | 60 (stronger) | 36 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 (stronger) | 90 |
| Peer percentile | 80th | 54th |
| Total assets | $146.2M | $126.2M |
| Deposits / shares | $124.7M | $110.5M |
| Capital ratio | 14.53% (stronger) | 13.72% |
| Problem loans | 1.15% (stronger) | 1.35% |
| Net charge-offs | 0.22% (stronger) | 0.43% |
| Return on assets | 1.00% (stronger) | 0.39% |
| Loans ÷ deposits | 28.7% (stronger) | 57.8% |
| Uninsured deposits | 4.4% (stronger) | 6.6% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Maui Federal Credit Union has the higher TellerScore (81 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Maui Federal Credit Union leads on 7 and Garden Island Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.