TellerScore

Maui Federal Credit Union (NCUA charter #2562) is based in Kahului, Hawaii. Its Q2 2026 call report shows $146.2M in total assets and $124.7M in member shares and deposits and 2 offices.

Maui Federal Credit Union has a TellerScore of 81 out of 100 (strong) based on Q2 2026 data — higher than 80% of its 1,341 credit unions with $100 million – $1 billion. Among 45 credit unions headquartered in Hawaii, it ranks 15th. Funding & liquidity contributes the most (100/100, 29% loans-to-deposits, 4% uninsured); earnings contributes the least (60/100, 1.00%).

TellerScore · Q2 2026

Scorecard

Capital cushion95/100
Net worth ratio: 14.53%
Loan quality62/100
Loans 60+ days delinquent ÷ total loans: 1.15%
Earnings60/100
Return on assets (annualized): 1.00%
Funding & liquidity100/100
Loans ÷ shares: 28.7% · 4.4% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.98%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 9 points (72 → 81), mostly because the earnings component improved by 25 points.

TellerScore
717681Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202475
Q3 202475
Q4 202472
Q1 202572
Q2 202572
Q3 202575
Q4 202571
Q1 202678
Q2 202681
Net worth ratio
7.00%10.88%14.76%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202414.62%
Q3 202414.76%
Q4 202414.65%
Q1 202514.58%
Q2 202514.50%
Q3 202514.37%
Q4 202514.27%
Q1 202614.32%
Q2 202614.53%
Delinquent loans (60+ days)
1.15%1.36%1.57%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20241.26%
Q3 20241.24%
Q4 20241.57%
Q1 20251.52%
Q2 20251.57%
Q3 20251.23%
Q4 20251.53%
Q1 20261.19%
Q2 20261.15%
Return on assets
0.29%0.64%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.34%
Q3 20240.35%
Q4 20240.30%
Q1 20250.29%
Q2 20250.38%
Q3 20250.38%
Q4 20250.34%
Q1 20260.77%
Q2 20261.00%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202681$146.2M14.53%1.15%1.00%28.7%
Q1 202678$145.0M14.32%1.19%0.77%28.9%
Q4 202571$140.3M14.27%1.53%0.34%30.7%
Q3 202575$140.0M14.37%1.23%0.38%30.2%
Q2 202572$139.4M14.50%1.57%0.38%30.8%
Q1 202572$139.1M14.58%1.52%0.29%31.2%
Q4 202472$134.1M14.65%1.57%0.30%33.1%
Q3 202475$131.4M14.76%1.24%0.35%34.7%
Q2 202475$131.9M14.62%1.26%0.34%34.8%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.53%
82nd
Problem loans1.15%
24th
Net charge-offs0.22%
68th
Return on assets1.00%
66th
Loans to deposits28.7%
98th
Uninsured deposits4.4%
67th
Loan-loss reserves0.00%
50th
Texas ratio2.0%
76th

Similar-size credit unions in Hawaii

InstitutionScoreAssetsCapitalProblem loansCompare
Hawaii County Employees Federal Credit UnionCredit union Hilo, HI93 out of 100, Very strong$148.0M15.2%0.21%vs
Wailuku Federal Credit UnionCredit union Kahului, HI79 out of 100, Strong$135.4M12.7%1.18%vs
Garden Island Federal Credit UnionCredit union Lihue, HI71 out of 100, Strong$126.2M13.7%1.35%vs
Valley Isle Community Federal Credit UnionCredit union Kahului, HI68 out of 100, Moderate$174.1M9.3%0.44%vs
Hawaii Federal Credit UnionCredit union Honolulu, HI89 out of 100, Very strong$104.0M15.2%0.23%vs
Ko`olau Federal Credit UnionCredit union Kailua, HI75 out of 100, Strong$103.9M9.4%0.05%vs

Deposit insurance

Is my money safe at Maui Federal Credit Union?

Yes. Maui Federal Credit Union is a federally insured credit union (NCUA charter #2562). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.4% of shares and deposits ($5.4M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 14.53%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Maui Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

CFPB TCCP survey · December 31, 2025

Credit card terms

CardPurchase APRAnnual feeLate feeForeign fee
MauiFed VISA Platinum12.15% – 18.00%$0$250.0%
MauiFed VISA SECURED6.99%$0$250.0%

All Maui Federal Credit Union card terms

Identity & history

Profile

Legal name
Maui Federal Credit Union
Type
Federal credit union
NCUA charter #
2562
RSSD ID
799377
Primary regulator
NCUA
Established
1938
Headquarters
107 E Wakea Ave, Kahului, HI 96732
Employees
15

Quick answers

Maui Federal Credit Union: common questions

Is Maui Federal Credit Union NCUA insured?

Yes. Maui Federal Credit Union is a federally insured credit union (NCUA charter #2562). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Maui Federal Credit Union's TellerScore?

81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Maui Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Kahului

InstitutionScoreAssetsCapitalProblem loansCompare
Maui Teachers Federal Credit UnionCredit union Wailuku, HI89 out of 100, Very strong$38.5M16.8%0.00%vs
Kahului Federal Credit UnionCredit union Kahului, HI82 out of 100, Strong$78.8M13.9%0.13%vs
Wailuku Federal Credit UnionCredit union Kahului, HI79 out of 100, Strong$135.4M12.7%1.18%vs
Hawaiiusa Federal Credit UnionCredit union Honolulu, HI73 out of 100, Strong$2.7B10.6%0.39%vs
Hawaii National BankBank Honolulu, HI72 out of 100, Strong$871.7M11.0%0.05%vs
Hawaii State Federal Credit UnionCredit union Honolulu, HI71 out of 100, Strong$2.9B10.0%1.07%vs