Side-by-side · Q2 2026 data
Maui Teachers Federal Credit Union vs Waialua Federal Credit Union
Credit union
Maui Teachers Federal Credit Union
Wailuku, Hawaii · Under $100 million in assets
Metric by metric
| Measure | Maui Teachers Federal Credit Union | Waialua Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 88 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 43 | 48 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 87th | 85th |
| Total assets | $38.5M | $47.4M |
| Deposits / shares | $33.2M | $39.0M |
| Capital ratio | 16.80% | 17.76% (stronger) |
| Problem loans | 0.00% (stronger) | 0.16% |
| Net charge-offs | 0.00% | -0.15% (stronger) |
| Return on assets | 0.59% | 0.70% (stronger) |
| Loans ÷ deposits | 37.7% (stronger) | 48.2% |
| Uninsured deposits | 0.8% (stronger) | 1.9% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Maui Teachers Federal Credit Union has the higher TellerScore (89 vs 88). On the 7 directional measures above (where higher or lower is clearly better), Maui Teachers Federal Credit Union leads on 4 and Waialua Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.