Side-by-side · Q2 2026 data
Maxwell State Bank vs Charter Bank
Metric by metric
| Measure | Maxwell State Bank | Charter Bank |
|---|---|---|
| TellerScore | 69 | 83 (stronger) |
| Capital cushion | 100 (stronger) | 60 |
| Loan quality | 66 | 100 (stronger) |
| Earnings | 0 | 90 (stronger) |
| Funding & liquidity | 90 (stronger) | 79 |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 37th | 84th |
| Total assets | $31.7M | $227.5M |
| Deposits / shares | $27.0M | $203.5M |
| Capital ratio | 15.45% (stronger) | 11.03% |
| Problem loans | 1.03% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | -4.91% | 1.75% (stronger) |
| Loans ÷ deposits | 60.9% (stronger) | 80.8% |
| Uninsured deposits | 22.9% | 13.1% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.0% |
Charter Bank has the higher TellerScore (83 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Maxwell State Bank leads on 3 and Charter Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.