Side-by-side · Q2 2026 data
Maxwell State Bank vs Journey Credit Union
Metric by metric
| Measure | Maxwell State Bank | Journey Credit Union |
|---|---|---|
| TellerScore | 69 | 85 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 66 (stronger) | 63 |
| Earnings | 0 | 82 (stronger) |
| Funding & liquidity | 90 | 90 |
| Problem-loan coverage | 93 (stronger) | 92 |
| Peer percentile | 37th | 77th |
| Total assets | $31.7M | $97.6M |
| Deposits / shares | $27.0M | $80.4M |
| Capital ratio | 15.45% | 16.86% (stronger) |
| Problem loans | 1.03% (stronger) | 1.11% |
| Net charge-offs | 0.00% (stronger) | 0.64% |
| Return on assets | -4.91% | 1.56% (stronger) |
| Loans ÷ deposits | 60.9% (stronger) | 70.6% |
| Uninsured deposits | 22.9% | 9.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
Journey Credit Union has the higher TellerScore (85 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Maxwell State Bank leads on 3 and Journey Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.