Side-by-side · Q2 2026 data
Mayo Employees Federal Credit Union vs First Florida Credit Union
Credit union
Mayo Employees Federal Credit Union
Rochester, Minnesota · $1 billion – $10 billion
Metric by metric
| Measure | Mayo Employees Federal Credit Union | First Florida Credit Union |
|---|---|---|
| TellerScore | 98 (stronger) | 72 |
| Capital cushion | 99 (stronger) | 80 |
| Loan quality | 98 (stronger) | 78 |
| Earnings | 92 (stronger) | 48 |
| Funding & liquidity | 100 (stronger) | 67 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 100th | 66th |
| Total assets | $1.5B | $1.5B |
| Deposits / shares | $1.3B | $1.1B |
| Capital ratio | 14.90% (stronger) | 12.95% |
| Problem loans | 0.05% (stronger) | 0.65% |
| Net charge-offs | 0.02% (stronger) | 0.56% |
| Return on assets | 1.80% (stronger) | 0.71% |
| Loans ÷ deposits | 55.3% (stronger) | 92.8% |
| Uninsured deposits | 6.2% | 4.6% (stronger) |
| Offices | 7 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.7% | 27.8% |
Mayo Employees Federal Credit Union has the higher TellerScore (98 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Mayo Employees Federal Credit Union leads on 6 and First Florida Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.