Side-by-side · Q2 2026 data
Mayo Employees Federal Credit Union vs Members Cooperative
Credit union
Mayo Employees Federal Credit Union
Rochester, Minnesota · $1 billion – $10 billion
Metric by metric
| Measure | Mayo Employees Federal Credit Union | Members Cooperative |
|---|---|---|
| TellerScore | 98 (stronger) | 59 |
| Capital cushion | 99 (stronger) | 58 |
| Loan quality | 98 (stronger) | 50 |
| Earnings | 92 (stronger) | 62 |
| Funding & liquidity | 100 (stronger) | 62 |
| Problem-loan coverage | 100 (stronger) | 75 |
| Peer percentile | 100th | 22nd |
| Total assets | $1.5B | $1.2B |
| Deposits / shares | $1.3B | $968.7M |
| Capital ratio | 14.90% (stronger) | 10.80% |
| Problem loans | 0.05% (stronger) | 1.49% |
| Net charge-offs | 0.02% (stronger) | 0.39% |
| Return on assets | 1.80% (stronger) | 1.06% |
| Loans ÷ deposits | 55.3% (stronger) | 97.8% |
| Uninsured deposits | 6.2% (stronger) | 8.3% |
| Offices | 7 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.7% | — |
Mayo Employees Federal Credit Union has the higher TellerScore (98 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Mayo Employees Federal Credit Union leads on 7 and Members Cooperative on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.