TellerScore

Side-by-side · Q2 2026 data

Mayville State Bank vs Homestead Savings Bank

Bank

Mayville State Bank

Mayville, Michigan · Under $100 million in assets

63of 100
Moderate

Bank

Homestead Savings Bank

Albion, Michigan · Under $100 million in assets

68of 100
Moderate

Metric by metric

MeasureMayville State BankHomestead Savings Bank
TellerScore6368 (stronger)
Capital cushion67 (stronger)44
Loan quality3092 (stronger)
Earnings59 (stronger)50
Funding & liquidity100 (stronger)83
Problem-loan coverage8197 (stronger)
Peer percentile22nd33rd
Total assets$94.6M$71.6M
Deposits / shares$85.0M$64.6M
Capital ratio11.72% (stronger)9.42%
Problem loans2.09%0.24% (stronger)
Net charge-offs0.12%-0.00% (stronger)
Return on assets0.97% (stronger)0.75%
Loans ÷ deposits51.3% (stronger)77.1%
Uninsured deposits3.9% (stronger)12.0%
Offices23
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Homestead Savings Bank has the higher TellerScore (68 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Mayville State Bank leads on 4 and Homestead Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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