Mayville State Bank is a state-chartered bank headquartered in Mayville, Michigan, in business for about 141 years. At the end of Q2 2026 it reported $94.6M in total assets and $85.0M in deposits, with 2 offices.
Mayville State Bank has a TellerScore of 63 out of 100 (moderate) based on Q2 2026 data — higher than only 22% of its 546 banks with under $100 million in assets. Among 72 banks headquartered in Michigan, it ranks 48th. Funding & liquidity contributes the most (100/100, 51% loans-to-deposits, 4% uninsured); loan quality contributes the least (30/100, 2.09%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 6 points (69 → 63), mostly because the loan quality component weakened by 28 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 74 |
| Q3 2024 | 73 |
| Q4 2024 | 70 |
| Q1 2025 | 67 |
| Q2 2025 | 69 |
| Q3 2025 | 69 |
| Q4 2025 | 65 |
| Q1 2026 | 67 |
| Q2 2026 | 63 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.67% |
| Q3 2024 | 11.47% |
| Q4 2024 | 10.96% |
| Q1 2025 | 11.15% |
| Q2 2025 | 11.70% |
| Q3 2025 | 11.95% |
| Q4 2025 | 11.39% |
| Q1 2026 | 11.41% |
| Q2 2026 | 11.72% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.38% |
| Q3 2024 | 0.49% |
| Q4 2024 | 0.59% |
| Q1 2025 | 1.23% |
| Q2 2025 | 1.25% |
| Q3 2025 | 1.34% |
| Q4 2025 | 1.59% |
| Q1 2026 | 1.48% |
| Q2 2026 | 2.09% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.50% |
| Q3 2024 | 0.49% |
| Q4 2024 | 0.49% |
| Q1 2025 | 0.71% |
| Q2 2025 | 0.78% |
| Q3 2025 | 0.81% |
| Q4 2025 | 0.79% |
| Q1 2026 | 0.87% |
| Q2 2026 | 0.97% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 63 | $94.6M | 11.72% | 2.09% | 0.97% | 51.3% |
| Q1 2026 | 67 | $97.4M | 11.41% | 1.48% | 0.87% | 50.0% |
| Q4 2025 | 65 | $96.6M | 11.39% | 1.59% | 0.79% | 51.3% |
| Q3 2025 | 69 | $94.1M | 11.95% | 1.34% | 0.81% | 53.7% |
| Q2 2025 | 69 | $93.6M | 11.70% | 1.25% | 0.78% | 52.9% |
| Q1 2025 | 67 | $94.6M | 11.15% | 1.23% | 0.71% | 50.8% |
| Q4 2024 | 70 | $98.1M | 10.96% | 0.59% | 0.49% | 48.6% |
| Q3 2024 | 73 | $96.7M | 11.47% | 0.49% | 0.49% | 50.7% |
| Q2 2024 | 74 | $93.7M | 11.67% | 0.38% | 0.50% | 50.0% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Michigan
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Huron State BankBank Rogers City, MI | 63 out of 100, Moderate | $95.1M | 12.4% | 2.05% | vs |
| First State Bank of MichiganBank Decatur, MI | 64 out of 100, Moderate | $87.8M | 13.9% | 0.88% | vs |
| Homestead Savings BankBank Albion, MI | 68 out of 100, Moderate | $71.6M | 9.4% | 0.24% | vs |
| JPMorgan Chase Bank, DearbornBank Dearborn, MI | 94 out of 100, Very strong | $71.5M | 99.6% | 0.00% | vs |
| The Port Austin State BankBank Port Austin, MI | 95 out of 100, Very strong | $67.8M | 18.4% | 0.00% | vs |
| The First National Bank of WakefieldBank Wakefield, MI | 68 out of 100, Moderate | $52.6M | 10.1% | 0.71% | vs |
Deposit insurance
Is my money safe at Mayville State Bank?
Yes. Mayville State Bank is an FDIC-insured institution (FDIC certificate #12899). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 3.9% of deposits ($3.3M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.72%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Mayville State Bank lists 2 offices in 2 cities. Most locations:
- Mayville, MI (1)
- Millington, MI (1)
Identity & history
Profile
- Legal name
- Mayville State Bank
- Former names
- The Mayville State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 12899
- RSSD ID
- 358448
- Primary regulator
- FDIC
- Holding company
- Mayville Financial Corp
- Established
- April 15, 1885
- Headquarters
- 37 E Ohmer Rd, Mayville, MI 48744
- Website
- www.mayvillestatebank.com
- Employees
- 23
Quick answers
Mayville State Bank: common questions
Is Mayville State Bank FDIC insured?
Yes. Mayville State Bank is an FDIC-insured institution (FDIC certificate #12899). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Mayville State Bank's TellerScore?
63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Mayville State Bank ever failed?
There is no failure record for FDIC certificate #12899 in the FDIC failed bank list.
How many branches does Mayville State Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Mayville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Sovita Credit UnionCredit union Flint, MI | 90 out of 100, Very strong | $592.0M | 16.1% | 0.31% | vs |
| Genisys Credit UnionCredit union Auburn Hills, MI | 81 out of 100, Strong | $6.6B | 15.5% | 1.09% | vs |
| Tri-County BankBank Brown City, MI | 78 out of 100, Strong | $638.6M | 13.6% | 1.30% | vs |
| Thumb Bank and TrustBank Pigeon, MI | 77 out of 100, Strong | $673.3M | 9.4% | 0.03% | vs |
| Elga Credit UnionCredit union Grand Blanc, MI | 75 out of 100, Strong | $2.5B | 17.8% | 1.38% | vs |
| Financial Plus Credit UnionCredit union Flint, MI | 72 out of 100, Strong | $1.7B | 11.7% | 0.48% | vs |