Side-by-side · Q2 2026 data
MCBank vs Prosperity Bank
Metric by metric
| Measure | MCBank | Prosperity Bank |
|---|---|---|
| TellerScore | 55 | 71 (stronger) |
| Capital cushion | 50 | 56 (stronger) |
| Loan quality | 14 | 84 (stronger) |
| Earnings | 74 | 75 (stronger) |
| Funding & liquidity | 99 (stronger) | 54 |
| Problem-loan coverage | 73 | 97 (stronger) |
| Peer percentile | 11th | 76th |
| Total assets | $467.2M | $43.9B |
| Deposits / shares | $429.6M | $32.9B |
| Capital ratio | 10.01% | 10.64% (stronger) |
| Problem loans | 2.57% | 0.48% (stronger) |
| Net charge-offs | 0.09% (stronger) | 0.35% |
| Return on assets | 1.35% | 1.37% (stronger) |
| Loans ÷ deposits | 46.8% (stronger) | 74.8% |
| Uninsured deposits | 16.1% (stronger) | 42.7% |
| Offices | 4 | 373 |
| CFPB complaints (3 yrs) | — | 117 |
| Complaints per $1B deposits | — | 3.6 |
| Mortgage denial rate (HMDA) | — | 31.5% |
Prosperity Bank has the higher TellerScore (71 vs 55). On the 7 directional measures above (where higher or lower is clearly better), MCBank leads on 3 and Prosperity Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Early, TX