Side-by-side · Q2 2026 data
McBryde Federal Credit Union vs Garden Island Federal Credit Union
Metric by metric
| Measure | McBryde Federal Credit Union | Garden Island Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 87 |
| Loan quality | 43 | 55 (stronger) |
| Earnings | 68 (stronger) | 36 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 90 |
| Peer percentile | 76th | 54th |
| Total assets | $102.7M | $126.2M |
| Deposits / shares | $78.3M | $110.5M |
| Capital ratio | 26.92% (stronger) | 13.72% |
| Problem loans | 1.70% | 1.35% (stronger) |
| Net charge-offs | 0.76% | 0.43% (stronger) |
| Return on assets | 1.21% (stronger) | 0.39% |
| Loans ÷ deposits | 20.7% (stronger) | 57.8% |
| Uninsured deposits | 3.6% (stronger) | 6.6% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
McBryde Federal Credit Union has the higher TellerScore (79 vs 71). On the 7 directional measures above (where higher or lower is clearly better), McBryde Federal Credit Union leads on 5 and Garden Island Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.