TellerScore

Headquartered in Eleele, Hawaii, McBryde Federal Credit Union is a federal credit union with $102.7M in total assets and $78.3M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1938.

McBryde Federal Credit Union has a TellerScore of 79 out of 100 (strong) based on Q2 2026 data — higher than 76% of its 1,341 credit unions with $100 million – $1 billion. Among 45 credit unions headquartered in Hawaii, it ranks 17th. Capital cushion contributes the most (100/100, 26.92%); loan quality contributes the least (43/100, 1.70%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 26.92%
Loan quality43/100
Loans 60+ days delinquent ÷ total loans: 1.70%
Earnings68/100
Return on assets (annualized): 1.21%
Funding & liquidity100/100
Loans ÷ shares: 20.7% · 3.6% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.99%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 13 points (66 → 79), mostly because the loan quality component improved by 43 points.

TellerScore
657279Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202472
Q3 202474
Q4 202467
Q1 202567
Q2 202566
Q3 202568
Q4 202565
Q1 202668
Q2 202679
Net worth ratio
7.00%17.03%27.05%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202426.79%
Q3 202426.70%
Q4 202427.05%
Q1 202526.72%
Q2 202526.72%
Q3 202526.48%
Q4 202526.38%
Q1 202626.71%
Q2 202626.92%
Delinquent loans (60+ days)
1.70%3.19%4.69%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.69%
Q3 20242.63%
Q4 20244.13%
Q1 20253.63%
Q2 20254.69%
Q3 20253.75%
Q4 20254.51%
Q1 20263.71%
Q2 20261.70%
Return on assets
0.88%1.19%1.49%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.36%
Q3 20241.49%
Q4 20241.13%
Q1 20251.06%
Q2 20251.00%
Q3 20251.13%
Q4 20250.88%
Q1 20261.19%
Q2 20261.21%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$102.7M26.92%1.70%1.21%20.7%
Q1 202668$102.3M26.71%3.71%1.19%20.2%
Q4 202565$102.4M26.38%4.51%0.88%21.1%
Q3 202568$101.9M26.48%3.75%1.13%21.6%
Q2 202566$99.6M26.72%4.69%1.00%22.6%
Q1 202567$98.8M26.72%3.63%1.06%23.0%
Q4 202467$96.6M27.05%4.13%1.13%25.1%
Q3 202474$97.9M26.70%2.63%1.49%25.6%
Q2 202472$95.9M26.79%2.69%1.36%26.2%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio26.92%
99th
Problem loans1.70%
10th
Net charge-offs0.76%
17th
Return on assets1.21%
79th
Loans to deposits20.7%
100th
Uninsured deposits3.6%
76th
Loan-loss reserves0.00%
50th
Texas ratio1.0%
89th

Similar-size credit unions in Hawaii

InstitutionScoreAssetsCapitalProblem loansCompare
Ko`olau Federal Credit UnionCredit union Kailua, HI75 out of 100, Strong$103.9M9.4%0.05%vs
Hawaii Federal Credit UnionCredit union Honolulu, HI89 out of 100, Very strong$104.0M15.2%0.23%vs
Garden Island Federal Credit UnionCredit union Lihue, HI71 out of 100, Strong$126.2M13.7%1.35%vs
Wailuku Federal Credit UnionCredit union Kahului, HI79 out of 100, Strong$135.4M12.7%1.18%vs
Maui Federal Credit UnionCredit union Kahului, HI81 out of 100, Strong$146.2M14.5%1.15%vs
Hawaii County Employees Federal Credit UnionCredit union Hilo, HI93 out of 100, Very strong$148.0M15.2%0.21%vs

Deposit insurance

Is my money safe at McBryde Federal Credit Union?

Yes. McBryde Federal Credit Union is a federally insured credit union (NCUA charter #2713). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.6% of shares and deposits ($2.8M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 26.92%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

McBryde Federal Credit Union lists 1 office in 1 city. Most locations:

  • Eleele, HI (1)

All branch addresses and map

Identity & history

Profile

Legal name
McBryde Federal Credit Union
Type
Federal credit union
NCUA charter #
2713
RSSD ID
967372
Primary regulator
NCUA
Established
1938
Headquarters
P. O. Box 477, Eleele, HI 96705
Employees
5

Quick answers

McBryde Federal Credit Union: common questions

Is McBryde Federal Credit Union NCUA insured?

Yes. McBryde Federal Credit Union is a federally insured credit union (NCUA charter #2713). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is McBryde Federal Credit Union's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does McBryde Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Eleele

InstitutionScoreAssetsCapitalProblem loansCompare
Gather Federal Credit UnionCredit union Lihue, HI81 out of 100, Strong$934.5M12.8%0.99%vs
Garden Island Federal Credit UnionCredit union Lihue, HI71 out of 100, Strong$126.2M13.7%1.35%vs
American Savings Bank, National AssociationBank Honolulu, HI71 out of 100, Strong$9.0B9.1%0.19%vs
First Hawaiian BankBank Honolulu, HI67 out of 100, Moderate$23.6B9.4%0.30%vs
Central Pacific BankBank Honolulu, HI67 out of 100, Moderate$7.5B9.6%0.30%vs
Bank of HawaiiBank Honolulu, HI64 out of 100, Moderate$23.8B8.4%0.18%vs