Side-by-side · Q2 2026 data
McBryde Federal Credit Union vs Wailuku Federal Credit Union
Metric by metric
| Measure | McBryde Federal Credit Union | Wailuku Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 79 |
| Capital cushion | 100 (stronger) | 77 |
| Loan quality | 43 | 61 (stronger) |
| Earnings | 68 | 97 (stronger) |
| Funding & liquidity | 100 (stronger) | 81 |
| Problem-loan coverage | 98 (stronger) | 87 |
| Peer percentile | 76th | 76th |
| Total assets | $102.7M | $135.4M |
| Deposits / shares | $78.3M | $118.4M |
| Capital ratio | 26.92% (stronger) | 12.65% |
| Problem loans | 1.70% | 1.18% (stronger) |
| Net charge-offs | 0.76% | 0.15% (stronger) |
| Return on assets | 1.21% | 1.93% (stronger) |
| Loans ÷ deposits | 20.7% (stronger) | 79.3% |
| Uninsured deposits | 3.6% (stronger) | 8.9% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), McBryde Federal Credit Union leads on 3 and Wailuku Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.