Side-by-side · Q2 2026 data
McClave State Bank vs Champion Bank
Metric by metric
| Measure | McClave State Bank | Champion Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 71 |
| Capital cushion | 90 | 100 (stronger) |
| Loan quality | 100 (stronger) | 66 |
| Earnings | 92 (stronger) | 0 |
| Funding & liquidity | 56 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 87th | 42nd |
| Total assets | $78.9M | $41.7M |
| Deposits / shares | $65.5M | $25.3M |
| Capital ratio | 14.04% | 39.33% (stronger) |
| Problem loans | 0.00% (stronger) | 1.01% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.81% (stronger) | -2.12% |
| Loans ÷ deposits | 104.0% | 54.6% (stronger) |
| Uninsured deposits | 14.7% | 14.1% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
McClave State Bank has the higher TellerScore (89 vs 71). On the 7 directional measures above (where higher or lower is clearly better), McClave State Bank leads on 3 and Champion Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.