TellerScore

Headquartered in Parker, Colorado, Champion Bank is a state-chartered bank with $41.7M in total assets and $25.3M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 2002.

Based on its Q2 2026 filing, Champion Bank scores 71/100, which we describe as strong. That is higher than only 42% of 546 banks with under $100 million in assets. Among 63 banks headquartered in Colorado, it ranks 38th. Its strongest component is capital cushion (100/100; 39.33%), and its lowest is earnings (0/100; -2.12%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 39.33%
Loan quality66/100
Noncurrent loans ÷ total loans: 1.01%
Earnings0/100
Return on assets (annualized): -2.12%
Funding & liquidity100/100
Loans ÷ deposits and uninsured-deposit share: 54.6% · 14.1% uninsured
Problem-loan coverage98/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 1.02%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 10 points (81 → 71), mostly because the loan quality component weakened by 34 points.

TellerScore
587285Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202458
Q3 202459
Q4 202485
Q1 202579
Q2 202581
Q3 202571
Q4 202571
Q1 202672
Q2 202671
Tier 1 leverage ratio
5.00%22.17%39.33%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202436.22%
Q3 202437.14%
Q4 202439.31%
Q1 202536.86%
Q2 202535.22%
Q3 202534.85%
Q4 202536.17%
Q1 202637.76%
Q2 202639.33%
Noncurrent loans
0.00%2.12%4.25%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20243.27%
Q3 20244.25%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.99%
Q4 20250.94%
Q1 20261.00%
Q2 20261.01%
Return on assets
-2.12%-0.99%0.13%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.03%
Q3 20240.08%
Q4 20240.13%
Q1 2025-0.38%
Q2 2025-0.13%
Q3 2025-0.32%
Q4 2025-0.45%
Q1 2026-1.19%
Q2 2026-2.12%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202671$41.7M39.33%1.01%-2.12%54.6%
Q1 202672$41.8M37.76%1.00%-1.19%55.1%
Q4 202571$46.3M36.17%0.94%-0.45%50.5%
Q3 202571$46.8M34.85%0.99%-0.32%47.3%
Q2 202581$48.6M35.22%0.00%-0.13%46.9%
Q1 202579$48.6M36.86%0.00%-0.38%44.3%
Q4 202485$44.1M39.31%0.00%0.13%50.4%
Q3 202459$45.2M37.14%4.25%0.08%50.1%
Q2 202458$46.2M36.22%3.27%0.03%47.9%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio39.33%
95th
Total risk-based capital95.26%
97th
Problem loans1.01%
35th
Net charge-offs0.00%
58th
Return on assets-2.12%
4th
Net interest margin3.88%
50th
Efficiency ratio140.6%
5th
Loans to deposits54.6%
65th
Uninsured deposits14.1%
58th
Loan-loss reserves2.73%
91st
Texas ratio1.0%
57th

Similar-size banks in Colorado

InstitutionScoreAssetsCapitalProblem loansCompare
The First National Bank of FlemingBank Fleming, CO69 out of 100, Moderate$30.7M13.3%1.12%vs
Young Americans BankBank Denver, CO46 out of 100, Below average$15.5M11.9%10.53%vs
Century Savings and Loan AssociationBank Trinidad, CO78 out of 100, Strong$75.3M16.4%0.50%vs
Transact Bank, National AssociationBank Denver, CO86 out of 100, Very strong$6.5M16.3%0.00%vs
McClave State BankBank Mcclave, CO89 out of 100, Very strong$78.9M14.0%0.00%vs

Deposit insurance

Is my money safe at Champion Bank?

Yes. Champion Bank is an FDIC-insured institution (FDIC certificate #57031). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 14.1% of deposits ($3.6M) are above the $250,000 FDIC insurance limit, close to the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 39.33%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 95.26% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Champion Bank lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Champion Bank
Type
State-chartered bank
FDIC certificate #
57031
RSSD ID
2901558
Primary regulator
FDIC
Established
June 17, 2002
Headquarters
16790 Centre Ct, Parker, CO 80134
Employees
13

Quick answers

Champion Bank: common questions

Is Champion Bank FDIC insured?

Yes. Champion Bank is an FDIC-insured institution (FDIC certificate #57031). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Champion Bank's TellerScore?

71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Champion Bank ever failed?

There is no failure record for FDIC certificate #57031 in the FDIC failed bank list.

How many branches does Champion Bank have?

2 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Parker

InstitutionScoreAssetsCapitalProblem loansCompare
AMG National Trust BankBank Boulder, CO94 out of 100, Very strong$722.9M15.4%0.04%vs
Star Tech Federal Credit UnionCredit union Greenwood Villa, CO91 out of 100, Very strong$11.1M22.2%0.38%vs
Denver Fire Department Federal Credit UnionCredit union Denver, CO89 out of 100, Very strong$213.5M14.2%0.09%vs
5Star BankBank Colorado Springs, CO87 out of 100, Very strong$378.2M17.2%0.16%vs
Transact Bank, National AssociationBank Denver, CO86 out of 100, Very strong$6.5M16.3%0.00%vs
Affidian Federal Credit UnionCredit union Denver, CO85 out of 100, Very strong$360.1M18.9%0.85%vs