Side-by-side · Q2 2026 data
McClave State Bank vs Peoples Credit Union
Metric by metric
| Measure | McClave State Bank | Peoples Credit Union |
|---|---|---|
| TellerScore | 89 | 89 |
| Capital cushion | 90 | 100 (stronger) |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 92 (stronger) | 83 |
| Funding & liquidity | 56 (stronger) | 55 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 87th | 87th |
| Total assets | $78.9M | $75.0M |
| Deposits / shares | $65.5M | $60.0M |
| Capital ratio | 14.04% | 19.42% (stronger) |
| Problem loans | 0.00% (stronger) | 0.16% |
| Net charge-offs | 0.01% (stronger) | 0.20% |
| Return on assets | 1.81% (stronger) | 1.57% |
| Loans ÷ deposits | 104.0% (stronger) | 104.9% |
| Uninsured deposits | 14.7% | 2.3% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), McClave State Bank leads on 4 and Peoples Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.