Side-by-side · Q2 2026 data
McCoy Federal Credit Union vs Local 606 Electrical Workers Federal Credit Union
Credit union
Local 606 Electrical Workers Federal Credit Union
Orlando, Florida · Under $100 million in assets
Metric by metric
| Measure | McCoy Federal Credit Union | Local 606 Electrical Workers Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 89 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 80 | 100 (stronger) |
| Earnings | 35 | 44 (stronger) |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 41st | 87th |
| Total assets | $1.0B | $5.5M |
| Deposits / shares | $900.7M | $4.2M |
| Capital ratio | 10.45% | 24.18% (stronger) |
| Problem loans | 0.59% | 0.00% (stronger) |
| Net charge-offs | 0.62% | 0.03% (stronger) |
| Return on assets | 0.39% | 0.59% (stronger) |
| Loans ÷ deposits | 78.5% | 30.0% (stronger) |
| Uninsured deposits | 5.7% | 0.0% (stronger) |
| Offices | 16 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 48.8% | — |
Local 606 Electrical Workers Federal Credit Union has the higher TellerScore (89 vs 65). On the 7 directional measures above (where higher or lower is clearly better), McCoy Federal Credit Union leads on 0 and Local 606 Electrical Workers Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.