Side-by-side · Q2 2026 data
McCoy Federal Credit Union vs Power Financial Credit Union
Metric by metric
| Measure | McCoy Federal Credit Union | Power Financial Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 55 |
| Capital cushion | 54 | 90 (stronger) |
| Loan quality | 80 (stronger) | 0 |
| Earnings | 35 | 52 (stronger) |
| Funding & liquidity | 82 (stronger) | 76 |
| Problem-loan coverage | 92 (stronger) | 65 |
| Peer percentile | 41st | 13th |
| Total assets | $1.0B | $1.0B |
| Deposits / shares | $900.7M | $852.5M |
| Capital ratio | 10.45% | 14.03% (stronger) |
| Problem loans | 0.59% (stronger) | 3.35% |
| Net charge-offs | 0.62% | 0.38% (stronger) |
| Return on assets | 0.39% | 0.81% (stronger) |
| Loans ÷ deposits | 78.5% (stronger) | 84.7% |
| Uninsured deposits | 5.7% (stronger) | 7.3% |
| Offices | 16 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 48.8% | — |
McCoy Federal Credit Union has the higher TellerScore (65 vs 55). On the 7 directional measures above (where higher or lower is clearly better), McCoy Federal Credit Union leads on 4 and Power Financial Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.