Side-by-side · Q2 2026 data
McDonald Community Federal Credit Union vs Bessemer System Federal Credit Union
Credit union
McDonald Community Federal Credit Union
Mc Donald, Ohio · Under $100 million in assets
Credit union
Bessemer System Federal Credit Union
Greenville, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | McDonald Community Federal Credit Union | Bessemer System Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 74 |
| Capital cushion | 75 (stronger) | 67 |
| Loan quality | 100 (stronger) | 78 |
| Earnings | 32 | 49 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 62nd | 49th |
| Total assets | $4.4M | $47.3M |
| Deposits / shares | $3.9M | $41.7M |
| Capital ratio | 12.47% (stronger) | 11.73% |
| Problem loans | 0.00% (stronger) | 0.65% |
| Net charge-offs | 0.00% (stronger) | 0.31% |
| Return on assets | 0.29% | 0.74% (stronger) |
| Loans ÷ deposits | 13.4% (stronger) | 17.5% |
| Uninsured deposits | 0.0% (stronger) | 0.2% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
McDonald Community Federal Credit Union has the higher TellerScore (79 vs 74). On the 7 directional measures above (where higher or lower is clearly better), McDonald Community Federal Credit Union leads on 6 and Bessemer System Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.