TellerScore

Bessemer System Federal Credit Union is a federal credit union headquartered in Greenville, Pennsylvania, in business for about 83 years. At the end of Q2 2026 it reported $47.3M in total assets and $41.7M in member shares and deposits, with 2 offices across 2 states.

Bessemer System Federal Credit Union has a TellerScore of 74 out of 100 (strong) based on Q2 2026 data — higher than only 49% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 146th. Funding & liquidity contributes the most (100/100, 18% loans-to-deposits, 0% uninsured); earnings contributes the least (49/100, 0.74%).

TellerScore · Q2 2026

Scorecard

Capital cushion67/100
Net worth ratio: 11.73%
Loan quality78/100
Loans 60+ days delinquent ÷ total loans: 0.65%
Earnings49/100
Return on assets (annualized): 0.74%
Funding & liquidity100/100
Loans ÷ shares: 17.5% · 0.2% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.85%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (72 → 74), mostly because the earnings component improved by 17 points.

TellerScore
697784Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202484
Q3 202482
Q4 202477
Q1 202570
Q2 202572
Q3 202574
Q4 202569
Q1 202677
Q2 202674
Net worth ratio
7.00%9.37%11.73%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202411.28%
Q3 202411.52%
Q4 202411.53%
Q1 202511.05%
Q2 202511.24%
Q3 202511.37%
Q4 202511.49%
Q1 202611.48%
Q2 202611.73%
Delinquent loans (60+ days)
0.18%0.69%1.19%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.25%
Q3 20240.18%
Q4 20240.55%
Q1 20250.41%
Q2 20250.33%
Q3 20250.44%
Q4 20251.19%
Q1 20260.26%
Q2 20260.65%
Return on assets
0.19%0.89%1.59%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20241.59%
Q3 20241.26%
Q4 20241.02%
Q1 20250.19%
Q2 20250.30%
Q3 20250.55%
Q4 20250.72%
Q1 20260.70%
Q2 20260.74%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$47.3M11.73%0.65%0.74%17.5%
Q1 202677$47.5M11.48%0.26%0.70%18.5%
Q4 202569$46.7M11.49%1.19%0.72%20.9%
Q3 202574$46.1M11.37%0.44%0.55%22.6%
Q2 202572$45.5M11.24%0.33%0.30%24.7%
Q1 202570$45.9M11.05%0.41%0.19%26.9%
Q4 202477$43.8M11.53%0.55%1.02%31.3%
Q3 202482$43.6M11.52%0.18%1.26%33.8%
Q2 202484$44.0M11.28%0.25%1.59%35.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.73%
29th
Problem loans0.65%
52nd
Net charge-offs0.31%
38th
Return on assets0.74%
55th
Loans to deposits17.5%
96th
Uninsured deposits0.2%
61st
Loan-loss reserves0.00%
37th
Texas ratio0.9%
68th

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Vantage Trust Federal Credit UnionCredit union Wilkes Barre, PA50 out of 100, Below average$47.7M7.3%1.23%vs
Prr South Fork Federal Credit UnionCredit union South Fork, PA90 out of 100, Very strong$48.8M20.8%0.10%vs
North Districts Credit UnionCredit union Gibsonia, PA65 out of 100, Moderate$45.4M15.4%4.70%vs
Glass Cap Federal Credit UnionCredit union Connellsville, PA89 out of 100, Very strong$45.4M18.3%0.76%vs
Earning Tree Federal Credit UnionCredit union Wilkes Barre, PA46 out of 100, Below average$49.4M10.2%3.89%vs
R-S Bellco Federal Credit UnionCredit union New Brighton, PA57 out of 100, Moderate$44.5M7.2%0.86%vs

Deposit insurance

Is my money safe at Bessemer System Federal Credit Union?

Yes. Bessemer System Federal Credit Union is a federally insured credit union (NCUA charter #4982). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.2% of shares and deposits ($83K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.73%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Bessemer System Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Bessemer System Federal Credit Union
Type
Federal credit union
NCUA charter #
4982
RSSD ID
693970
Primary regulator
NCUA
Established
1943
Headquarters
106 Woodfield Dr, Greenville, PA 16125
Employees
8

Quick answers

Bessemer System Federal Credit Union: common questions

Is Bessemer System Federal Credit Union NCUA insured?

Yes. Bessemer System Federal Credit Union is a federally insured credit union (NCUA charter #4982). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Bessemer System Federal Credit Union's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Bessemer System Federal Credit Union have?

2 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Greenville

InstitutionScoreAssetsCapitalProblem loansCompare
Grove City Area Federal Credit UnionCredit union Grove City, PA87 out of 100, Very strong$152.8M15.3%1.33%vs
Doy Federal Credit UnionCredit union Youngstown, OH85 out of 100, Very strong$70.8M14.1%0.25%vs
First Choice Federal Credit UnionCredit union New Castle, PA82 out of 100, Strong$94.5M12.6%0.79%vs
Pennstar Federal Credit UnionCredit union Hermitage, PA81 out of 100, Strong$58.7M15.6%1.01%vs
McDonald Community Federal Credit UnionCredit union Mc Donald, OH79 out of 100, Strong$4.4M12.5%0.00%vs
Greenville Savings BankBank Greenville, PA74 out of 100, Strong$342.7M12.8%0.17%vs