Side-by-side · Q2 2026 data
McDonald Community Federal Credit Union vs W T Community Federal Credit Union
Credit union
McDonald Community Federal Credit Union
Mc Donald, Ohio · Under $100 million in assets
Credit union
W T Community Federal Credit Union
Cincinnati, Ohio · Under $100 million in assets
Metric by metric
| Measure | McDonald Community Federal Credit Union | W T Community Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 66 |
| Capital cushion | 75 (stronger) | 48 |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 32 (stronger) | 13 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 62nd | 32nd |
| Total assets | $4.4M | $4.6M |
| Deposits / shares | $3.9M | $4.1M |
| Capital ratio | 12.47% (stronger) | 9.77% |
| Problem loans | 0.00% (stronger) | 0.09% |
| Net charge-offs | 0.00% (stronger) | 0.55% |
| Return on assets | 0.29% (stronger) | -0.17% |
| Loans ÷ deposits | 13.4% (stronger) | 57.7% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
McDonald Community Federal Credit Union has the higher TellerScore (79 vs 66). On the 6 directional measures above (where higher or lower is clearly better), McDonald Community Federal Credit Union leads on 6 and W T Community Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.