Side-by-side · Q2 2026 data
McDowell Cornerstone Credit Union vs Telco Credit Union
Credit union
McDowell Cornerstone Credit Union
Marion, North Carolina · Under $100 million in assets
Metric by metric
| Measure | McDowell Cornerstone Credit Union | Telco Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 35 |
| Capital cushion | 100 (stronger) | 75 |
| Loan quality | 16 (stronger) | 0 |
| Earnings | 72 (stronger) | 0 |
| Funding & liquidity | 88 (stronger) | 69 |
| Problem-loan coverage | 83 (stronger) | 22 |
| Peer percentile | 40th | 2nd |
| Total assets | $38.3M | $51.3M |
| Deposits / shares | $30.9M | $44.7M |
| Capital ratio | 17.72% (stronger) | 12.54% |
| Problem loans | 2.53% (stronger) | 6.00% |
| Net charge-offs | 0.46% (stronger) | 1.92% |
| Return on assets | 1.31% (stronger) | -0.77% |
| Loans ÷ deposits | 72.6% (stronger) | 90.9% |
| Uninsured deposits | 4.7% (stronger) | 6.8% |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
McDowell Cornerstone Credit Union has the higher TellerScore (70 vs 35). On the 7 directional measures above (where higher or lower is clearly better), McDowell Cornerstone Credit Union leads on 7 and Telco Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.