Side-by-side · Q2 2026 data
McDowell County Federal Credit Union vs W. Virginia State Convention Credit Union
Credit union
McDowell County Federal Credit Union
Welch, West Virginia · Under $100 million in assets
Credit union
W. Virginia State Convention Credit Union
Hilltop, West Virginia · Under $100 million in assets
Metric by metric
| Measure | McDowell County Federal Credit Union | W. Virginia State Convention Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 58 |
| Capital cushion | 100 (stronger) | 49 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 40 | 100 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 83 |
| Peer percentile | 85th | 19th |
| Total assets | $68K | $382K |
| Deposits / shares | $52K | $343K |
| Capital ratio | 23.60% (stronger) | 9.89% |
| Problem loans | 0.00% (stronger) | 3.99% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.50% | 3.27% (stronger) |
| Loans ÷ deposits | 12.9% (stronger) | 26.1% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
McDowell County Federal Credit Union has the higher TellerScore (88 vs 58). On the 5 directional measures above (where higher or lower is clearly better), McDowell County Federal Credit Union leads on 4 and W. Virginia State Convention Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.