Side-by-side · Q2 2026 data
McKesson & Healthcare Providers Federal Credit Union vs Upward Credit Union
Credit union
McKesson & Healthcare Providers Federal Credit Union
Martinez, California · Under $100 million in assets
Metric by metric
| Measure | McKesson & Healthcare Providers Federal Credit Union | Upward Credit Union |
|---|---|---|
| TellerScore | 65 | 68 (stronger) |
| Capital cushion | 84 (stronger) | 64 |
| Loan quality | 51 | 62 (stronger) |
| Earnings | 19 | 49 (stronger) |
| Funding & liquidity | 96 | 98 (stronger) |
| Problem-loan coverage | 88 | 89 (stronger) |
| Peer percentile | 30th | 36th |
| Total assets | $92.8M | $92.7M |
| Deposits / shares | $79.6M | $79.5M |
| Capital ratio | 13.42% (stronger) | 11.44% |
| Problem loans | 1.47% | 1.15% (stronger) |
| Net charge-offs | 0.63% | 0.15% (stronger) |
| Return on assets | -0.04% | 0.71% (stronger) |
| Loans ÷ deposits | 64.4% | 62.7% (stronger) |
| Uninsured deposits | 4.8% | 1.4% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Upward Credit Union has the higher TellerScore (68 vs 65). On the 7 directional measures above (where higher or lower is clearly better), McKesson & Healthcare Providers Federal Credit Union leads on 1 and Upward Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.