TellerScore

McKesson & Healthcare Providers Federal Credit Union is a federal credit union headquartered in Martinez, California, in business for about 73 years. At the end of Q2 2026 it reported $92.8M in total assets and $79.6M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, McKesson & Healthcare Providers Federal Credit Union scores 65/100, which we describe as moderate. That is higher than only 30% of 2,479 credit unions with under $100 million in assets. Among 238 credit unions headquartered in California, it ranks 147th. Its strongest component is funding & liquidity (96/100; 64% loans-to-deposits, 5% uninsured), and its lowest is earnings (19/100; -0.04%).

TellerScore · Q2 2026

Scorecard

Capital cushion84/100
Net worth ratio: 13.42%
Loan quality51/100
Loans 60+ days delinquent ÷ total loans: 1.47%
Earnings19/100
Return on assets (annualized): -0.04%
Funding & liquidity96/100
Loans ÷ shares: 64.4% · 4.8% uninsured
Problem-loan coverage88/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 6.03%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (66 → 65).

TellerScore
505968Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202458
Q3 202456
Q4 202450
Q1 202557
Q2 202566
Q3 202568
Q4 202565
Q1 202663
Q2 202665
Net worth ratio
7.00%10.41%13.82%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20247.56%
Q3 20247.55%
Q4 20247.33%
Q1 20257.32%
Q2 202513.45%
Q3 202513.82%
Q4 202513.68%
Q1 202613.38%
Q2 202613.42%
Delinquent loans (60+ days)
0.27%0.98%1.69%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.27%
Q3 20240.32%
Q4 20240.58%
Q1 20250.51%
Q2 20251.47%
Q3 20251.57%
Q4 20251.65%
Q1 20261.69%
Q2 20261.47%
Return on assets
-0.39%-0.05%0.29%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.03%
Q3 2024-0.18%
Q4 2024-0.39%
Q1 20250.21%
Q2 20250.09%
Q3 20250.29%
Q4 20250.16%
Q1 20260.05%
Q2 2026-0.04%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202665$92.8M13.42%1.47%-0.04%64.4%
Q1 202663$93.3M13.38%1.69%0.05%65.3%
Q4 202565$91.1M13.68%1.65%0.16%67.3%
Q3 202568$91.0M13.82%1.57%0.29%65.7%
Q2 202566$92.3M13.45%1.47%0.09%65.5%
Q1 202557$72.4M7.32%0.51%0.21%67.1%
Q4 202450$71.7M7.33%0.58%-0.39%70.1%
Q3 202456$72.8M7.55%0.32%-0.18%69.6%
Q2 202458$74.1M7.56%0.27%0.03%70.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.42%
42nd
Problem loans1.47%
29th
Net charge-offs0.63%
23rd
Return on assets-0.04%
18th
Loans to deposits64.4%
42nd
Uninsured deposits4.8%
23rd
Loan-loss reserves0.00%
37th
Texas ratio6.0%
24th

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VA Desert Pacific Federal Credit UnionCredit union Long Beach, CA86 out of 100, Very strong$98.8M21.1%0.07%vs

Deposit insurance

Is my money safe at McKesson & Healthcare Providers Federal Credit Union?

Yes. McKesson & Healthcare Providers Federal Credit Union is a federally insured credit union (NCUA charter #8774). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.8% of shares and deposits ($3.8M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.42%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

McKesson & Healthcare Providers Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
McKesson & Healthcare Providers Federal Credit Union
Type
Federal credit union
NCUA charter #
8774
RSSD ID
294386
Primary regulator
NCUA
Established
1953
Headquarters
1785 Arnold Drive, Martinez, CA 94553
Employees
13

Quick answers

McKesson & Healthcare Providers Federal Credit Union: common questions

Is McKesson & Healthcare Providers Federal Credit Union NCUA insured?

Yes. McKesson & Healthcare Providers Federal Credit Union is a federally insured credit union (NCUA charter #8774). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is McKesson & Healthcare Providers Federal Credit Union's TellerScore?

65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does McKesson & Healthcare Providers Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Martinez

InstitutionScoreAssetsCapitalProblem loansCompare
Northeast Community Federal Credit UnionCredit union San Francisco, CA100 out of 100, Very strong$15.2M32.6%0.00%vs
Bank of StocktonBank Stockton, CA94 out of 100, Very strong$5.0B19.9%0.08%vs
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Sea West Coast Guard Federal Credit UnionCredit union Oakland, CA83 out of 100, Strong$377.9M20.2%0.01%vs