Side-by-side · Q2 2026 data
McMurrey Federal Credit Union vs Odessa Employees Credit Union
Metric by metric
| Measure | McMurrey Federal Credit Union | Odessa Employees Credit Union |
|---|---|---|
| TellerScore | 76 | 89 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 74 | 100 (stronger) |
| Earnings | 14 | 46 (stronger) |
| Funding & liquidity | 99 | 100 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 54th | 87th |
| Total assets | $22.0M | $21.0M |
| Deposits / shares | $18.9M | $17.5M |
| Capital ratio | 15.06% | 16.15% (stronger) |
| Problem loans | 0.78% | 0.00% (stronger) |
| Net charge-offs | -0.06% (stronger) | -0.00% |
| Return on assets | -0.14% | 0.65% (stronger) |
| Loans ÷ deposits | 61.0% | 60.7% (stronger) |
| Uninsured deposits | 6.2% | 0.0% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Odessa Employees Credit Union has the higher TellerScore (89 vs 76). On the 7 directional measures above (where higher or lower is clearly better), McMurrey Federal Credit Union leads on 1 and Odessa Employees Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.