TellerScore

McMurrey Federal Credit Union is a federal credit union headquartered in Tyler, Texas, in business for about 71 years. At the end of Q2 2026 it reported $22.0M in total assets and $18.9M in member shares and deposits, with 3 offices.

Based on its Q2 2026 filing, McMurrey Federal Credit Union scores 76/100, which we describe as strong. That is higher than 54% of 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 161st. Its strongest component is capital cushion (100/100; 15.06%), and its lowest is earnings (14/100; -0.14%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.06%
Loan quality74/100
Loans 60+ days delinquent ÷ total loans: 0.78%
Earnings14/100
Return on assets (annualized): -0.14%
Funding & liquidity99/100
Loans ÷ shares: 61.0% · 6.2% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.73%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (73 → 76), mostly because the earnings component weakened by 25 points.

TellerScore
667379Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202466
Q3 202471
Q4 202466
Q1 202579
Q2 202573
Q3 202575
Q4 202575
Q1 202678
Q2 202676
Net worth ratio
7.00%11.29%15.57%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.34%
Q3 202414.23%
Q4 202414.17%
Q1 202514.60%
Q2 202515.30%
Q3 202515.57%
Q4 202515.42%
Q1 202614.88%
Q2 202615.06%
Delinquent loans (60+ days)
0.28%0.84%1.41%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.23%
Q3 20240.64%
Q4 20241.19%
Q1 20250.61%
Q2 20251.41%
Q3 20251.09%
Q4 20251.07%
Q1 20260.28%
Q2 20260.78%
Return on assets
-0.35%0.07%0.49%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.21%
Q3 2024-0.20%
Q4 2024-0.25%
Q1 20250.49%
Q2 20250.47%
Q3 20250.34%
Q4 20250.25%
Q1 2026-0.35%
Q2 2026-0.14%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$22.0M15.06%0.78%-0.14%61.0%
Q1 202678$22.2M14.88%0.28%-0.35%62.6%
Q4 202575$21.6M15.42%1.07%0.25%66.2%
Q3 202575$21.4M15.57%1.09%0.34%70.9%
Q2 202573$21.7M15.30%1.41%0.47%74.8%
Q1 202579$22.6M14.60%0.61%0.49%73.0%
Q4 202466$23.1M14.17%1.19%-0.25%75.2%
Q3 202471$23.2M14.23%0.64%-0.20%77.8%
Q2 202466$23.1M14.34%1.23%-0.21%79.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.06%
54th
Problem loans0.78%
47th
Net charge-offs-0.06%
92nd
Return on assets-0.14%
16th
Loans to deposits61.0%
47th
Uninsured deposits6.2%
16th
Loan-loss reserves0.00%
37th
Texas ratio2.7%
44th

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Northeast Panhandle Teachers Federal Credit UnionCredit union Perryton, TX81 out of 100, Strong$22.0M21.4%0.79%vs
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Mopac Employees Federal Credit UnionCredit union Palestine, TX61 out of 100, Moderate$22.4M9.7%0.34%vs
Odessa Employees Credit UnionCredit union Odessa, TX89 out of 100, Very strong$21.0M16.1%0.00%vs
First Priority Credit UnionCredit union Abilene, TX74 out of 100, Strong$23.0M11.7%1.24%vs

Deposit insurance

Is my money safe at McMurrey Federal Credit Union?

Yes. McMurrey Federal Credit Union is a federally insured credit union (NCUA charter #10481). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.2% of shares and deposits ($1.2M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.06%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

McMurrey Federal Credit Union lists 3 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
McMurrey Federal Credit Union
Type
Federal credit union
NCUA charter #
10481
RSSD ID
794484
Primary regulator
NCUA
Established
1955
Headquarters
P.O. Box 4575, Tyler, TX 75712
Employees
6

Quick answers

McMurrey Federal Credit Union: common questions

Is McMurrey Federal Credit Union NCUA insured?

Yes. McMurrey Federal Credit Union is a federally insured credit union (NCUA charter #10481). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is McMurrey Federal Credit Union's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does McMurrey Federal Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Tyler

InstitutionScoreAssetsCapitalProblem loansCompare
First State Bank of Ben Wheeler, TexasBank Ben Wheeler, TX95 out of 100, Very strong$185.1M15.7%0.07%vs
East Texas Professional Credit UnionCredit union Longview, TX90 out of 100, Very strong$1.4B19.4%0.41%vs
Austin Bank, Texas National AssociationBank Jacksonville, TX88 out of 100, Very strong$3.3B15.1%0.60%vs
The First National Bank of WinnsboroBank Winnsboro, TX86 out of 100, Very strong$158.2M22.7%1.10%vs
Citizens 1st BankBank Tyler, TX83 out of 100, Strong$811.0M20.5%0.53%vs
Highway Employees Credit UnionCredit union Tyler, TX81 out of 100, Strong$1.8M29.2%0.04%vs