Side-by-side · Q2 2026 data
Mead Coated Board Federal Credit Union vs Red Oak Credit Union
Credit union
Mead Coated Board Federal Credit Union
Eufaula, Alabama · Under $100 million in assets
Metric by metric
| Measure | Mead Coated Board Federal Credit Union | Red Oak Credit Union |
|---|---|---|
| TellerScore | 62 (stronger) | 46 |
| Capital cushion | 100 (stronger) | 8 |
| Loan quality | 0 | 77 (stronger) |
| Earnings | 41 (stronger) | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 86 | 90 (stronger) |
| Peer percentile | 24th | 6th |
| Total assets | $40.3M | $40.1M |
| Deposits / shares | $31.1M | $31.7M |
| Capital ratio | 22.98% (stronger) | 5.84% |
| Problem loans | 6.71% | 0.68% (stronger) |
| Net charge-offs | 0.92% (stronger) | 1.18% |
| Return on assets | 0.53% (stronger) | -0.64% |
| Loans ÷ deposits | 31.6% (stronger) | 56.3% |
| Uninsured deposits | 1.5% (stronger) | 4.8% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mead Coated Board Federal Credit Union has the higher TellerScore (62 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Mead Coated Board Federal Credit Union leads on 6 and Red Oak Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.