TellerScore

Mead Coated Board Federal Credit Union (NCUA charter #18192) is based in Eufaula, Alabama. Its Q2 2026 call report shows $40.3M in total assets and $31.1M in member shares and deposits and 2 offices across 2 states.

Mead Coated Board Federal Credit Union has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 24% of its 2,479 credit unions with under $100 million in assets. Among 88 credit unions headquartered in Alabama, it ranks 72nd. Capital cushion contributes the most (100/100, 22.98%); loan quality contributes the least (0/100, 6.71%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 22.98%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 6.71%
Earnings41/100
Return on assets (annualized): 0.53%
Funding & liquidity100/100
Loans ÷ shares: 31.6% · 1.5% uninsured
Problem-loan coverage86/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 7.11%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (58 → 62), mostly because the earnings component improved by 18 points.

TellerScore
576266Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202466
Q3 202457
Q4 202457
Q1 202557
Q2 202558
Q3 202558
Q4 202559
Q1 202664
Q2 202662
Net worth ratio
7.00%14.99%22.98%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202419.86%
Q3 202420.47%
Q4 202421.09%
Q1 202521.82%
Q2 202521.83%
Q3 202521.88%
Q4 202522.57%
Q1 202622.81%
Q2 202622.98%
Delinquent loans (60+ days)
2.13%5.01%7.90%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.13%
Q3 20244.44%
Q4 20244.24%
Q1 20255.58%
Q2 20255.61%
Q3 20257.04%
Q4 20257.90%
Q1 20266.78%
Q2 20266.71%
Return on assets
-0.16%0.30%0.77%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.04%
Q3 2024-0.16%
Q4 2024-0.09%
Q1 2025-0.10%
Q2 20250.09%
Q3 20250.12%
Q4 20250.18%
Q1 20260.77%
Q2 20260.53%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202662$40.3M22.98%6.71%0.53%31.6%
Q1 202664$40.5M22.81%6.78%0.77%32.6%
Q4 202559$40.6M22.57%7.90%0.18%33.1%
Q3 202558$41.7M21.88%7.04%0.12%31.5%
Q2 202558$42.0M21.83%5.61%0.09%32.2%
Q1 202557$41.9M21.82%5.58%-0.10%32.8%
Q4 202457$43.4M21.09%4.24%-0.09%31.6%
Q3 202457$44.6M20.47%4.44%-0.16%29.6%
Q2 202466$46.5M19.86%2.13%-0.04%27.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio22.98%
85th
Problem loans6.71%
4th
Net charge-offs0.92%
15th
Return on assets0.53%
44th
Loans to deposits31.6%
87th
Uninsured deposits1.5%
49th
Loan-loss reserves0.00%
37th
Texas ratio7.1%
21st

Similar-size credit unions in Alabama

InstitutionScoreAssetsCapitalProblem loansCompare
Red Oak Credit UnionCredit union Tuscaloosa, AL46 out of 100, Below average$40.1M5.8%0.68%vs
Lauderdale County Teachers Credit UnionCredit union Florence, AL90 out of 100, Very strong$38.5M12.8%0.00%vs
Social Security Credit UnionCredit union Birmingham, AL84 out of 100, Strong$37.4M22.6%1.47%vs
Gulf Coast Federal Credit UnionCredit union Mobile, AL26 out of 100, Low$44.2M5.9%2.74%vs
Wcu Credit UnionCredit union Decatur, AL67 out of 100, Moderate$36.0M9.0%0.29%vs
Solutions First Federal Credit UnionCredit union Enterprise, AL20 out of 100, Low$45.2M1.9%2.43%vs

Deposit insurance

Is my money safe at Mead Coated Board Federal Credit Union?

Yes. Mead Coated Board Federal Credit Union is a federally insured credit union (NCUA charter #18192). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.5% of shares and deposits ($463K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 22.98%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Mead Coated Board Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Mead Coated Board Federal Credit Union
Type
Federal credit union
NCUA charter #
18192
RSSD ID
568685
Primary regulator
NCUA
Established
1967
Headquarters
P. O. Box 99, Eufaula, AL 36072
Employees
4

Quick answers

Mead Coated Board Federal Credit Union: common questions

Is Mead Coated Board Federal Credit Union NCUA insured?

Yes. Mead Coated Board Federal Credit Union is a federally insured credit union (NCUA charter #18192). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Mead Coated Board Federal Credit Union's TellerScore?

62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Mead Coated Board Federal Credit Union have?

2 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Eufaula

InstitutionScoreAssetsCapitalProblem loansCompare
Five Star Credit UnionCredit union Dothan, AL72 out of 100, Strong$1.3B13.8%1.50%vs
PeoplesSouth BankBank Colquitt, GA69 out of 100, Moderate$1.2B10.4%1.02%vs
Ameris BankBank Atlanta, GA67 out of 100, Moderate$28.4B11.4%0.57%vs
MidSouth BankBank Dothan, AL66 out of 100, Moderate$771.5M9.3%0.28%vs
Kinetic Federal Credit UnionCredit union Columbus, GA66 out of 100, Moderate$664.6M14.1%1.55%vs
Trustmark BankBank Jackson, MS62 out of 100, Moderate$19.2B10.4%1.14%vs