Side-by-side · Q2 2026 data
Mechanics Cooperative Bank vs St. Anne'S Credit Union
Metric by metric
| Measure | Mechanics Cooperative Bank | St. Anne'S Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 66 |
| Capital cushion | 74 (stronger) | 47 |
| Loan quality | 99 (stronger) | 88 |
| Earnings | 70 (stronger) | 48 |
| Funding & liquidity | 43 | 71 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 68th | 44th |
| Total assets | $898.8M | $1.4B |
| Deposits / shares | $679.6M | $1.1B |
| Capital ratio | 12.38% (stronger) | 9.74% |
| Problem loans | 0.03% (stronger) | 0.35% |
| Net charge-offs | 0.00% (stronger) | 0.16% |
| Return on assets | 1.24% (stronger) | 0.71% |
| Loans ÷ deposits | 108.8% | 88.8% (stronger) |
| Uninsured deposits | 22.5% | 8.0% (stronger) |
| Offices | 9 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.9% | 28.8% |
Mechanics Cooperative Bank has the higher TellerScore (77 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Mechanics Cooperative Bank leads on 5 and St. Anne'S Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Fall River, MA
- Taunton, MA
- New Bedford, MA
- Somerset, MA
- Swansea, MA
- Westport, MA