Headquartered in Fall River, Massachusetts, St. Anne'S Credit Union is a federally insured state-chartered credit union with $1.4B in total assets and $1.1B in member shares and deposits as of Q2 2026. It operates 12 offices. Its charter dates back to 1936.
Based on its Q2 2026 filing, St. Anne'S Credit Union scores 66/100, which we describe as moderate. That is higher than only 44% of 454 credit unions with $1 billion – $10 billion. Among 121 credit unions headquartered in Massachusetts, it ranks 77th. Its strongest component is problem-loan coverage (95/100; 2.7%), and its lowest is capital cushion (47/100; 9.74%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 10 points (56 → 66), mostly because the earnings component improved by 19 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 63 |
| Q3 2024 | 59 |
| Q4 2024 | 58 |
| Q1 2025 | 57 |
| Q2 2025 | 56 |
| Q3 2025 | 58 |
| Q4 2025 | 59 |
| Q1 2026 | 66 |
| Q2 2026 | 66 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.58% |
| Q3 2024 | 9.49% |
| Q4 2024 | 9.03% |
| Q1 2025 | 8.74% |
| Q2 2025 | 8.82% |
| Q3 2025 | 8.99% |
| Q4 2025 | 9.21% |
| Q1 2026 | 9.57% |
| Q2 2026 | 9.74% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.17% |
| Q3 2024 | 0.52% |
| Q4 2024 | 0.39% |
| Q1 2025 | 0.24% |
| Q2 2025 | 0.49% |
| Q3 2025 | 0.36% |
| Q4 2025 | 0.48% |
| Q1 2026 | 0.18% |
| Q2 2026 | 0.35% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.20% |
| Q3 2024 | 0.21% |
| Q4 2024 | 0.21% |
| Q1 2025 | 0.15% |
| Q2 2025 | 0.23% |
| Q3 2025 | 0.29% |
| Q4 2025 | 0.35% |
| Q1 2026 | 0.61% |
| Q2 2026 | 0.71% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 66 | $1.4B | 9.74% | 0.35% | 0.71% | 88.8% |
| Q1 2026 | 66 | $1.3B | 9.57% | 0.18% | 0.61% | 90.5% |
| Q4 2025 | 59 | $1.4B | 9.21% | 0.48% | 0.35% | 97.5% |
| Q3 2025 | 58 | $1.4B | 8.99% | 0.36% | 0.29% | 103.1% |
| Q2 2025 | 56 | $1.4B | 8.82% | 0.49% | 0.23% | 105.6% |
| Q1 2025 | 57 | $1.4B | 8.74% | 0.24% | 0.15% | 103.4% |
| Q4 2024 | 58 | $1.3B | 9.03% | 0.39% | 0.21% | 101.0% |
| Q3 2024 | 59 | $1.3B | 9.49% | 0.52% | 0.21% | 94.0% |
| Q2 2024 | 63 | $1.3B | 9.58% | 0.17% | 0.20% | 91.6% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Massachusetts
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Sharon & Crescent United Credit UnionCredit union Sharon, MA | 76 out of 100, Strong | $1.4B | 12.8% | 0.43% | vs |
| Harvard Federal Credit UnionCredit union Cambridge, MA | 49 out of 100, Below average | $1.2B | 8.8% | 1.13% | vs |
| Webster First Federal Credit UnionCredit union Worcester, MA | 87 out of 100, Very strong | $1.5B | 19.7% | 0.41% | vs |
| St. Mary'S Credit UnionCredit union Marlborough, MA | 71 out of 100, Strong | $1.0B | 11.7% | 0.08% | vs |
| Greylock Federal Credit UnionCredit union Pittsfield, MA | 67 out of 100, Moderate | $1.8B | 12.8% | 1.35% | vs |
| Hanscom Federal Credit UnionCredit union Hanscom AFB, MA | 64 out of 100, Moderate | $2.2B | 10.5% | 0.51% | vs |
Deposit insurance
Is my money safe at St. Anne'S Credit Union?
Yes. St. Anne'S Credit Union is a federally insured credit union (NCUA charter #67605). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 8.0% of shares and deposits ($90.2M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 9.74%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
12 locations
Branches
St. Anne'S Credit Union lists 12 offices in 8 cities. Most locations:
- Fall River, MA (5)
- Dartmouth, MA (1)
- Fairhaven, MA (1)
- New Bedford, MA (1)
- Somerset, MA (1)
- Swansea, MA (1)
- Taunton, MA (1)
- Westport, MA (1)
HMDA 2025
Mortgage lending
In 2025, St. Anne'S Credit Union reported 580 home-loan applications under HMDA (LEI 254900G03BZB89LOWZ28): 353 originated ($82,585,000 total), 147 denied, and 69 withdrawn or closed by the applicant. Its denial rate on decided applications was 28.8%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- St. Anne'S Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 67605
- RSSD ID
- 457798
- Primary regulator
- State + NCUA
- Established
- 1936
- Headquarters
- PO Box O, So. Station, Fall River, MA 02724
- Employees
- 121
Quick answers
St. Anne'S Credit Union: common questions
Is St. Anne'S Credit Union NCUA insured?
Yes. St. Anne'S Credit Union is a federally insured credit union (NCUA charter #67605). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is St. Anne'S Credit Union's TellerScore?
66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does St. Anne'S Credit Union have?
12 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Fall River
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Natco Employees Federal Credit UnionCredit union West Warwick, RI | 93 out of 100, Very strong | $208K | 17.4% | 0.00% | vs |
| Attleboro M E Federal Credit UnionCredit union Attleboro, MA | 90 out of 100, Very strong | $24.6M | 13.7% | 0.13% | vs |
| First Citizens' Federal Credit UnionCredit union Fairhaven, MA | 83 out of 100, Strong | $705.9M | 20.2% | 0.77% | vs |
| Somerset Federal Credit UnionCredit union Somerset, MA | 78 out of 100, Strong | $263.3M | 12.5% | 0.19% | vs |
| Cumberland Municipal Employees Federal Credit UnionCredit union Cumberland, RI | 78 out of 100, Strong | $9.2M | 19.3% | 0.95% | vs |
| Mechanics Cooperative BankBank Taunton, MA | 77 out of 100, Strong | $898.8M | 12.4% | 0.03% | vs |