Side-by-side · Q2 2026 data
Medina County Federal Credit Union vs Education First Credit Union, Inc.
Credit union
Medina County Federal Credit Union
Wadsworth, Ohio · $100 million – $1 billion
Credit union
Education First Credit Union, Inc.
Columbus, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Medina County Federal Credit Union | Education First Credit Union, Inc. |
|---|---|---|
| TellerScore | 88 (stronger) | 54 |
| Capital cushion | 73 (stronger) | 50 |
| Loan quality | 97 (stronger) | 29 |
| Earnings | 88 (stronger) | 68 |
| Funding & liquidity | 93 (stronger) | 78 |
| Problem-loan coverage | 99 (stronger) | 67 |
| Peer percentile | 92nd | 10th |
| Total assets | $151.3M | $145.7M |
| Deposits / shares | $135.6M | $125.6M |
| Capital ratio | 12.33% (stronger) | 10.00% |
| Problem loans | 0.09% (stronger) | 2.13% |
| Net charge-offs | -0.08% (stronger) | 0.22% |
| Return on assets | 1.69% (stronger) | 1.19% |
| Loans ÷ deposits | 67.5% (stronger) | 82.4% |
| Uninsured deposits | 1.3% (stronger) | 5.2% |
| Offices | 3 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.5% |
Medina County Federal Credit Union has the higher TellerScore (88 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Medina County Federal Credit Union leads on 7 and Education First Credit Union, Inc. on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.