Side-by-side · Q2 2026 data
Member Preferred Federal Credit Union vs Midland Municipal Employees Credit Union
Credit union
Member Preferred Federal Credit Union
Fort Worth, Texas · Under $100 million in assets
Credit union
Midland Municipal Employees Credit Union
Midland, Texas · Under $100 million in assets
Metric by metric
| Measure | Member Preferred Federal Credit Union | Midland Municipal Employees Credit Union |
|---|---|---|
| TellerScore | 58 | 85 (stronger) |
| Capital cushion | 72 | 99 (stronger) |
| Loan quality | 74 | 85 (stronger) |
| Earnings | 0 | 46 (stronger) |
| Funding & liquidity | 60 | 100 (stronger) |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 19th | 77th |
| Total assets | $15.8M | $17.1M |
| Deposits / shares | $13.6M | $14.5M |
| Capital ratio | 12.24% | 14.92% (stronger) |
| Problem loans | 0.77% | 0.44% (stronger) |
| Net charge-offs | 1.67% | -0.00% (stronger) |
| Return on assets | -1.80% | 0.65% (stronger) |
| Loans ÷ deposits | 100.5% | 29.5% (stronger) |
| Uninsured deposits | 8.7% | 6.7% (stronger) |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Midland Municipal Employees Credit Union has the higher TellerScore (85 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Member Preferred Federal Credit Union leads on 0 and Midland Municipal Employees Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.