TellerScore

Member Preferred Federal Credit Union (NCUA charter #577) is based in Fort Worth, Texas. Its Q2 2026 call report shows $15.8M in total assets and $13.6M in member shares and deposits.

Member Preferred Federal Credit Union has a TellerScore of 58 out of 100 (moderate) based on Q2 2026 data — higher than only 19% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 313th. Problem-loan coverage contributes the most (89/100, 5.5%); earnings contributes the least (0/100, -1.80%).

TellerScore · Q2 2026

Scorecard

Capital cushion72/100
Net worth ratio: 12.24%
Loan quality74/100
Loans 60+ days delinquent ÷ total loans: 0.77%
Earnings0/100
Return on assets (annualized): -1.80%
Funding & liquidity60/100
Loans ÷ shares: 100.5% · 8.7% uninsured
Problem-loan coverage89/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.49%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 11 points (69 → 58), mostly because the earnings component weakened by 53 points.

TellerScore
445769Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202467
Q3 202462
Q4 202465
Q1 202568
Q2 202569
Q3 202560
Q4 202544
Q1 202649
Q2 202658
Net worth ratio
7.00%10.23%13.47%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.14%
Q3 202412.74%
Q4 202412.56%
Q1 202512.61%
Q2 202513.47%
Q3 202513.21%
Q4 202512.74%
Q1 202612.01%
Q2 202612.24%
Delinquent loans (60+ days)
0.77%1.72%2.67%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.02%
Q3 20241.35%
Q4 20240.97%
Q1 20251.36%
Q2 20251.05%
Q3 20251.50%
Q4 20252.67%
Q1 20261.66%
Q2 20260.77%
Return on assets
-3.28%-1.09%1.10%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.58%
Q3 20240.37%
Q4 20240.30%
Q1 20251.10%
Q2 20250.82%
Q3 20250.37%
Q4 20250.12%
Q1 2026-3.28%
Q2 2026-1.80%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202658$15.8M12.24%0.77%-1.80%100.5%
Q1 202649$16.2M12.01%1.66%-3.28%94.3%
Q4 202544$16.4M12.74%2.67%0.12%97.4%
Q3 202560$16.1M13.21%1.50%0.37%101.2%
Q2 202569$16.0M13.47%1.05%0.82%99.6%
Q1 202568$16.9M12.61%1.36%1.10%91.4%
Q4 202465$16.6M12.56%0.97%0.30%90.9%
Q3 202462$16.5M12.74%1.35%0.37%92.6%
Q2 202467$16.0M13.14%1.02%0.58%100.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.24%
33rd
Problem loans0.77%
47th
Net charge-offs1.67%
7th
Return on assets-1.80%
4th
Loans to deposits100.5%
3rd
Uninsured deposits8.7%
9th
Loan-loss reserves0.00%
37th
Texas ratio5.5%
27th

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Seagoville Federal Credit UnionCredit union Seagoville, TX89 out of 100, Very strong$15.8M21.6%0.21%vs
Reed Credit UnionCredit union Houston, TX85 out of 100, Very strong$15.7M17.5%0.00%vs
Cen Tex Manufacturing Credit UnionCredit union Brownwood, TX69 out of 100, Moderate$15.0M22.4%2.20%vs
Cowboy Country Federal Credit UnionCredit union Premont, TX46 out of 100, Below average$16.8M14.8%6.70%vs
Laredo Fire Department Federal Credit UnionCredit union Laredo, TX55 out of 100, Moderate$14.7M12.5%1.74%vs
Midland Municipal Employees Credit UnionCredit union Midland, TX85 out of 100, Very strong$17.1M14.9%0.44%vs

Deposit insurance

Is my money safe at Member Preferred Federal Credit Union?

Yes. Member Preferred Federal Credit Union is a federally insured credit union (NCUA charter #577). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.7% of shares and deposits ($1.2M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.24%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Member Preferred Federal Credit Union
Type
Federal credit union
NCUA charter #
577
RSSD ID
737575
Primary regulator
NCUA
Established
1935
Headquarters
340 S Blue Mound Rd Ste 342, Fort Worth, TX 76131
Employees
6

Quick answers

Member Preferred Federal Credit Union: common questions

Is Member Preferred Federal Credit Union NCUA insured?

Yes. Member Preferred Federal Credit Union is a federally insured credit union (NCUA charter #577). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Member Preferred Federal Credit Union's TellerScore?

58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.