Side-by-side · Q2 2026 data
Members 1st Credit Union vs Northeast Schools and Hospital Credit Union
Credit union
Members 1st Credit Union
Brattleboro, Vermont · Under $100 million in assets
Credit union
Northeast Schools and Hospital Credit Union
Newport, Vermont · Under $100 million in assets
Metric by metric
| Measure | Members 1st Credit Union | Northeast Schools and Hospital Credit Union |
|---|---|---|
| TellerScore | 51 | 64 (stronger) |
| Capital cushion | 44 (stronger) | 39 |
| Loan quality | 31 | 92 (stronger) |
| Earnings | 47 (stronger) | 25 |
| Funding & liquidity | 88 | 100 (stronger) |
| Problem-loan coverage | 71 | 97 (stronger) |
| Peer percentile | 10th | 28th |
| Total assets | $22.9M | $5.6M |
| Deposits / shares | $20.7M | $5.1M |
| Capital ratio | 9.42% (stronger) | 8.87% |
| Problem loans | 2.07% | 0.23% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.22% |
| Return on assets | 0.67% (stronger) | 0.13% |
| Loans ÷ deposits | 72.5% | 57.5% (stronger) |
| Uninsured deposits | 3.7% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northeast Schools and Hospital Credit Union has the higher TellerScore (64 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Members 1st Credit Union leads on 3 and Northeast Schools and Hospital Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.