Side-by-side · Q2 2026 data
Members Choice Wv Federal Credit Union vs Wvu Employees Federal Credit Union
Credit union
Members Choice Wv Federal Credit Union
Charleston, West Virginia · Under $100 million in assets
Credit union
Wvu Employees Federal Credit Union
Morgantown, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Members Choice Wv Federal Credit Union | Wvu Employees Federal Credit Union |
|---|---|---|
| TellerScore | 81 | 97 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 66 | 92 (stronger) |
| Earnings | 50 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 91 |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 68th | 98th |
| Total assets | $93.6M | $67.8M |
| Deposits / shares | $73.2M | $51.6M |
| Capital ratio | 21.63% | 22.84% (stronger) |
| Problem loans | 1.03% | 0.23% (stronger) |
| Net charge-offs | 0.20% (stronger) | 1.14% |
| Return on assets | 0.74% | 2.64% (stronger) |
| Loans ÷ deposits | 60.6% (stronger) | 69.7% |
| Uninsured deposits | 1.9% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | — |
Wvu Employees Federal Credit Union has the higher TellerScore (97 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Members Choice Wv Federal Credit Union leads on 2 and Wvu Employees Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.