Side-by-side · Q2 2026 data
Members Cooperative vs Trustone Financial Credit Union
Metric by metric
| Measure | Members Cooperative | Trustone Financial Credit Union |
|---|---|---|
| TellerScore | 59 | 68 (stronger) |
| Capital cushion | 58 | 60 (stronger) |
| Loan quality | 50 | 74 (stronger) |
| Earnings | 62 (stronger) | 60 |
| Funding & liquidity | 62 | 70 (stronger) |
| Problem-loan coverage | 75 | 90 (stronger) |
| Peer percentile | 22nd | 50th |
| Total assets | $1.2B | $6.1B |
| Deposits / shares | $968.7M | $4.6B |
| Capital ratio | 10.80% | 10.99% (stronger) |
| Problem loans | 1.49% | 0.78% (stronger) |
| Net charge-offs | 0.39% (stronger) | 0.71% |
| Return on assets | 1.06% (stronger) | 1.01% |
| Loans ÷ deposits | 97.8% | 90.6% (stronger) |
| Uninsured deposits | 8.3% (stronger) | 8.6% |
| Offices | 12 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.2% |
Trustone Financial Credit Union has the higher TellerScore (68 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Members Cooperative leads on 3 and Trustone Financial Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.