Side-by-side · Q2 2026 data
Members First Credit Union vs True Community Credit Union
Metric by metric
| Measure | Members First Credit Union | True Community Credit Union |
|---|---|---|
| TellerScore | 63 | 63 |
| Capital cushion | 42 | 66 (stronger) |
| Loan quality | 78 (stronger) | 47 |
| Earnings | 49 | 64 (stronger) |
| Funding & liquidity | 78 (stronger) | 74 |
| Problem-loan coverage | 89 (stronger) | 79 |
| Peer percentile | 29th | 29th |
| Total assets | $905.4M | $955.0M |
| Deposits / shares | $779.5M | $836.1M |
| Capital ratio | 9.21% | 11.58% (stronger) |
| Problem loans | 0.65% (stronger) | 1.59% |
| Net charge-offs | 1.06% (stronger) | 1.20% |
| Return on assets | 0.72% | 1.09% (stronger) |
| Loans ÷ deposits | 82.6% (stronger) | 86.7% |
| Uninsured deposits | 6.6% | 1.4% (stronger) |
| Offices | 5 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.1% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Members First Credit Union leads on 3 and True Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.