Side-by-side · Q2 2026 data
Members Plus Credit Union vs Holyoke Credit Union
Metric by metric
| Measure | Members Plus Credit Union | Holyoke Credit Union |
|---|---|---|
| TellerScore | 60 (stronger) | 53 |
| Capital cushion | 60 (stronger) | 42 |
| Loan quality | 71 (stronger) | 53 |
| Earnings | 1 | 39 (stronger) |
| Funding & liquidity | 100 (stronger) | 76 |
| Problem-loan coverage | 92 (stronger) | 79 |
| Peer percentile | 21st | 9th |
| Total assets | $349.0M | $296.4M |
| Deposits / shares | $284.7M | $240.3M |
| Capital ratio | 11.02% (stronger) | 9.16% |
| Problem loans | 0.87% (stronger) | 1.42% |
| Net charge-offs | 0.13% (stronger) | 0.30% |
| Return on assets | -0.49% | 0.48% (stronger) |
| Loans ÷ deposits | 58.6% (stronger) | 84.6% |
| Uninsured deposits | 10.9% | 6.5% (stronger) |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 24.2% |
Members Plus Credit Union has the higher TellerScore (60 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Members Plus Credit Union leads on 5 and Holyoke Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.