Side-by-side · Q2 2026 data
Members Plus Credit Union vs Mass Bay Credit Union
Metric by metric
| Measure | Members Plus Credit Union | Mass Bay Credit Union |
|---|---|---|
| TellerScore | 60 | 62 (stronger) |
| Capital cushion | 60 | 65 (stronger) |
| Loan quality | 71 (stronger) | 70 |
| Earnings | 1 | 43 (stronger) |
| Funding & liquidity | 100 (stronger) | 50 |
| Problem-loan coverage | 92 (stronger) | 87 |
| Peer percentile | 21st | 26th |
| Total assets | $349.0M | $366.7M |
| Deposits / shares | $284.7M | $259.6M |
| Capital ratio | 11.02% | 11.46% (stronger) |
| Problem loans | 0.87% (stronger) | 0.89% |
| Net charge-offs | 0.13% | 0.03% (stronger) |
| Return on assets | -0.49% | 0.58% (stronger) |
| Loans ÷ deposits | 58.6% (stronger) | 117.5% |
| Uninsured deposits | 10.9% | 9.3% (stronger) |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 41.3% |
Mass Bay Credit Union has the higher TellerScore (62 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Members Plus Credit Union leads on 2 and Mass Bay Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.