Side-by-side · Q2 2026 data
Members Trust Federal Credit Union vs Genesis Employees Credit Union
Metric by metric
| Measure | Members Trust Federal Credit Union | Genesis Employees Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 80 |
| Capital cushion | 100 (stronger) | 94 |
| Loan quality | 98 (stronger) | 46 |
| Earnings | 47 | 82 (stronger) |
| Funding & liquidity | 90 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 83rd | 65th |
| Total assets | $23.4M | $22.2M |
| Deposits / shares | $18.8M | $18.9M |
| Capital ratio | 19.11% (stronger) | 14.41% |
| Problem loans | 0.05% (stronger) | 1.61% |
| Net charge-offs | 0.00% | -0.03% (stronger) |
| Return on assets | 0.67% | 1.54% (stronger) |
| Loans ÷ deposits | 70.0% | 59.3% (stronger) |
| Uninsured deposits | 2.4% | 0.7% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members Trust Federal Credit Union has the higher TellerScore (87 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Members Trust Federal Credit Union leads on 3 and Genesis Employees Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.